/* ================================================================
   COOPERATIVA 4 DE OCTUBRE – SISTEMA DE DISEÑO 2026
   Archivo único · Responsivo · Modular · Producción
   ================================================================ */

:root {
  /* Tipografías */
  --font-ui:
    "Montserrat", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  --font-heading: "Korolevw04", "Playfair Display", Georgia, serif;

  /* Colores */
  --azul: #002a5c;
  --verde: #7ac142;
  --gris: #b2b7bb;
  --acento: #2d5980;
  --blanco: #ffffff;
  --texto: #1c2b3a;
  --texto-suave: #506477;
  --borde: #d8dfe7;
  --superficie: #f5f7fa;
  --peligro: #dc3545;

  /* Sombras */
  --sombra-xs: 0 1px 3px rgba(0, 42, 92, 0.06);
  --sombra-sm: 0 4px 12px rgba(0, 42, 92, 0.07);
  --sombra-md: 0 8px 24px rgba(0, 42, 92, 0.09);
  --sombra-lg: 0 16px 40px rgba(0, 42, 92, 0.11);

  /* Border Radius */
  --radius-xs: 6px;
  --radius-sm: 8px;
  --radius-md: 10px;
  --radius-lg: 12px;
  --radius-xl: 14px;
  --radius-full: 999px;
  --radius: var(--radius-base, 14px);

  /* Espaciado y tamaños */
  --gap-xs: 0.5rem;
  --gap-sm: 0.75rem;
  --gap-md: 1rem;
  --gap-lg: 1.5rem;
  --padding-sm: 0.6rem;
  --padding-md: 1rem;
  --padding-lg: 1.5rem;

  /* Transiciones */
  --t: 0.25s cubic-bezier(0.4, 0, 0.2, 1);
  --t-slow: 0.35s cubic-bezier(0.4, 0, 0.2, 1);
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

body {
  font-family: var(--font-ui) !important;
  background: var(--surface-bg, var(--superficie));
  color: var(--texto);
  margin: 0;
  padding-top: 58px;
  -webkit-font-smoothing: antialiased;
  line-height: 1.65;
}

h1,
h2,
h3,
h4,
h5,
h6 {
  font-family: var(--font-heading);
  color: var(--azul);
  line-height: 1.25;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}
a {
  color: var(--azul);
  transition: color var(--t);
}
a:hover {
  color: var(--acento);
}
::selection {
  background: rgba(0, 42, 92, 0.12);
  color: var(--azul);
}

/* ================================================================
   CLASES BASE REUTILIZABLES (Evita duplicación)
   ================================================================ */

/* Card base: cualquier tarjeta usa esto */
.card-base {
  background: var(--blanco);
  border: 1px solid var(--borde);
  border-radius: var(--radius-xl);
  box-shadow: var(--sombra-xs);
  padding: var(--padding-lg);
  transition: all var(--t);
}
.card-base:hover {
  box-shadow: var(--sombra-md);
  transform: translateY(-2px);
}

/* Button base: cualquier botón usa esto */
.btn-base {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--gap-xs);
  font-weight: 700;
  border: none;
  border-radius: var(--radius-lg);
  padding: 0.6rem var(--gap-lg);
  text-decoration: none;
  transition: all var(--t);
  cursor: pointer;
}

/* List base: cualquier lista usa esto */
.list-base {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: var(--gap-sm);
}

/* Panel base: paneles de información */
.panel-base {
  background: var(--blanco);
  border: 1px solid var(--borde);
  border-radius: var(--radius-xl);
  padding: var(--padding-lg);
  box-shadow: var(--sombra-sm);
}

/* ──────────────────────────────────────
   Variantes de Cards (heredan card-base)
   ────────────────────────────────────── */
.feature-card,
.service-card,
.news-card,
.formal-benefit-card,
.rate-card,
.reclamo-form-card,
.reclamo-info-card,
.cajero-card,
.valor-card,
.agencia-card,
.conocenos-card,
.hero-stats-panel {
  background: var(--blanco);
  border: 1px solid var(--borde);
  border-radius: var(--radius-xl);
  box-shadow: var(--sombra-xs);
  transition: all var(--t);
}

/* Hover común para todas las tarjetas */
.feature-card:hover,
.service-card:hover,
.news-card:hover,
.formal-benefit-card:hover,
.rate-card:hover,
.cajero-card:hover,
.valor-card:hover,
.agencia-card:hover {
  box-shadow: var(--sombra-md);
  transform: translateY(-2px);
}

/* ──────────────────────────────────────
   Variantes de Botones (heredan btn-base)
   ────────────────────────────────────── */
.btn-hero-primary,
.btn-hero-secondary,
.btn-cta-primary,
.btn-cta-secondary,
.btn-cta-outline,
.btn-cta-solid,
.btn-service,
.btn-service-outline,
.btn-mapa,
.btn-ubicacion,
.btn-open-maps,
.btn-footer-doc,
.btn-minimal,
.btn-clean-primary,
.btn-clean-secondary,
.formal-cta,
.formal-cta-outline,
.reclamo-btn-send {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--gap-xs);
  font-weight: 700;
  border: none;
  border-radius: var(--radius-lg);
  padding: 0.6rem var(--gap-lg);
  text-decoration: none;
  transition: all var(--t);
  cursor: pointer;
}

/* ──────────────────────────────────────
   Variantes de Listas (heredan list-base)
   ────────────────────────────────────── */
.footer-list,
.formal-list,
.formal-benefits-grid,
.footer-formal-list,
.reclamos-steps {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
}

.section-title {
  color: var(--azul);
  font-weight: 800;
  margin-bottom: 0.5rem;
}
.section-kicker {
  display: inline-block;
  background: rgba(0, 42, 92, 0.08);
  color: var(--azul);
  font-size: 0.72rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.7px;
  padding: 0.28rem 0.7rem;
  border-radius: 999px;
  margin-bottom: 0.7rem;
}

/* ================================================================
   NAVBAR
   ================================================================ */
.navbar {
  background: #ffffff;
  border-bottom: 1px solid rgba(0, 42, 92, 0.12);
  box-shadow: 0 1px 8px rgba(0, 42, 92, 0.07);
  padding: 0.25rem 0;
  z-index: 1040;
}
.navbar .container-fluid {
  max-width: 1260px;
  margin: 0 auto;
  padding: 0 1rem;
}

/* Brand */
.navbar-brand {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  text-decoration: none;
}
.navbar-brand img {
  height: 36px;
  width: 36px;
  border-radius: 8px;
  border: 1.5px solid var(--azul);
  padding: 1px;
  background: #fff;
  object-fit: contain;
}
.brand-title {
  font-family: var(--font-heading);
  color: var(--azul);
  font-weight: 800;
  font-size: 0.82rem;
  line-height: 1.15;
  letter-spacing: -0.2px;
  max-width: 160px;
}

/* Nav Links */
.navbar .nav-link {
  color: var(--azul) !important;
  font-weight: 600;
  font-size: 0.82rem;
  padding: 0.35rem 0.55rem !important;
  border-radius: 6px;
  transition: var(--t);
  white-space: nowrap;
  letter-spacing: -0.1px;
}
.navbar .nav-link:hover,
.navbar .nav-link:focus {
  color: #fff !important;
  background: var(--azul);
}
.navbar .nav-link.dropdown-toggle::after {
  margin-left: 0.25rem;
  vertical-align: 0.12em;
  font-size: 0.6rem;
}
.navbar .nav-link i {
  font-size: 0.75rem;
}

/* Toggler */
.navbar-toggler {
  border: none;
  outline: none;
  padding: 0.2rem 0.4rem;
}
.navbar-toggler:focus {
  box-shadow: none;
}
.navbar-toggler-icon {
  background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 30 30'%3e%3cpath stroke='%23002A5C' stroke-linecap='round' stroke-miterlimit='10' stroke-width='2' d='M4 7h22M4 15h22M4 23h22'/%3e%3c/svg%3e");
  width: 22px;
  height: 22px;
}

/* Dropdowns */
.dropdown-menu.styled-menu,
.dropdown-menu.mega-menu-horizontal {
  min-width: 210px;
  background: #fff;
  border: 1px solid rgba(0, 42, 92, 0.15);
  border-radius: 10px;
  padding: 0.4rem;
  box-shadow: 0 6px 24px rgba(0, 42, 92, 0.12);
  opacity: 0;
  transform: translateY(6px);
  transition: all 0.2s ease;
  display: block;
  visibility: hidden;
  position: absolute;
  top: 100%;
  z-index: 999;
  margin-top: 2px;
}
.nav-item.dropdown:hover > .styled-menu,
.nav-item.dropdown:hover > .mega-menu-horizontal,
.nav-item.dropdown.show > .styled-menu,
.nav-item.dropdown.show > .mega-menu-horizontal {
  opacity: 1;
  transform: translateY(0);
  visibility: visible;
}

.dropdown-item {
  color: var(--azul);
  font-size: 0.8rem;
  font-weight: 600;
  border-radius: 6px;
  padding: 0.38rem 0.6rem;
  transition: var(--t);
}
.dropdown-item:hover {
  background: var(--azul);
  color: #fff;
}
.dropdown-item:hover i {
  color: #fff;
}
.dropdown-item i {
  color: var(--azul);
  font-size: 0.8rem;
  width: 1.2em;
  text-align: center;
  transition: var(--t);
}

.mega-menu-horizontal {
  min-width: 400px;
}
.mega-menu-horizontal .row {
  display: flex;
  gap: 0.4rem;
}
.mega-menu-horizontal .col {
  flex: 1;
}
.dropdown-category {
  font-weight: 800;
  color: var(--azul);
  font-size: 0.68rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 0.2rem;
  display: block;
  padding-left: 0.3rem;
}

/* ── CTA Botones navbar ── */
.nav-cta-wrap {
  display: flex;
  gap: 0.4rem;
  align-items: center;
}
.nav-cta-wrap .btn-cta {
  border-radius: 999px;
  font-size: 0.76rem;
  font-weight: 700;
  padding: 0.32rem 0.85rem;
  transition: var(--t);
  text-decoration: none;
  white-space: nowrap;
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  border: 1.5px solid;
}
.btn-cta-outline {
  background: #fff !important;
  border-color: var(--azul) !important;
  color: var(--azul) !important;
}
.btn-cta-outline:hover {
  background: var(--azul) !important;
  color: #fff !important;
}
.btn-cta-solid {
  background: var(--verde) !important;
  border-color: var(--verde) !important;
  color: #fff !important;
}
.btn-cta-solid:hover {
  background: #5fa832 !important;
  border-color: #5fa832 !important;
}

/* ── Navbar Dark Theme ── */
.nav-dark {
  background: var(--azul) !important;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.2);
}
.nav-dark .brand-title {
  color: #fff;
}
.nav-dark .navbar-brand img {
  border-color: rgba(255, 255, 255, 0.3);
}
.nav-dark .nav-link {
  color: rgba(255, 255, 255, 0.9) !important;
}
.nav-dark .nav-link:hover,
.nav-dark .nav-link:focus {
  color: #fff !important;
  background: rgba(255, 255, 255, 0.15);
}
.nav-dark .btn-cta-solid {
  background: var(--verde) !important;
  color: #fff !important;
}
.nav-dark .btn-cta-outline {
  border-color: rgba(255, 255, 255, 0.4) !important;
  color: #fff !important;
}
.nav-dark .btn-cta-outline:hover {
  background: rgba(255, 255, 255, 0.15) !important;
}

/* ── Navbar Custom Color ── */
.nav-custom {
  background: var(--navbar-bg, #fff) !important;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.15);
}
.nav-custom .brand-title {
  color: #fff;
}
.nav-custom .navbar-brand img {
  border-color: rgba(255, 255, 255, 0.3);
}
.nav-custom .nav-link {
  color: rgba(255, 255, 255, 0.9) !important;
}
.nav-custom .nav-link:hover,
.nav-custom .nav-link:focus {
  color: #fff !important;
  background: rgba(255, 255, 255, 0.15);
}
.nav-custom .btn-cta-solid {
  background: var(--verde) !important;
}
.nav-custom .btn-cta-outline {
  border-color: rgba(255, 255, 255, 0.4) !important;
  color: #fff !important;
}

/* Navbar Mobile */
@media (max-width: 991px) {
  .navbar {
    border-bottom: 1px solid rgba(0, 42, 92, 0.1);
  }
  .navbar:not(.nav-dark):not(.nav-custom) {
    background: #fff !important;
  }
  .navbar-collapse {
    max-height: 85vh;
    overflow-y: auto;
    padding: 0.4rem 0;
  }
  .navbar .nav-link {
    font-size: 0.84rem;
    padding: 0.4rem 0.7rem !important;
  }
  .dropdown-menu.styled-menu,
  .dropdown-menu.mega-menu-horizontal {
    position: static !important;
    display: none;
    opacity: 1 !important;
    visibility: visible !important;
    width: 100%;
    box-shadow: none;
    border-radius: 0;
    padding: 0.3rem 0.7rem;
    background: rgba(0, 42, 92, 0.04);
    transform: none !important;
    border: none;
    border-top: 1px solid rgba(0, 42, 92, 0.08);
    margin-top: 0;
  }
  .dropdown-menu.styled-menu.show,
  .dropdown-menu.mega-menu-horizontal.show {
    display: block;
  }
  .mega-menu-horizontal .row {
    flex-direction: column;
    gap: 0;
  }
  .mega-menu-horizontal .col {
    margin-bottom: 0.2rem;
  }
  .nav-cta-wrap {
    flex-direction: column;
    margin-top: 0.6rem;
    width: 100%;
  }
  .nav-cta-wrap .btn-cta {
    width: 100%;
    text-align: center;
    padding: 0.4rem 0.8rem;
    font-size: 0.82rem;
  }
  .brand-title {
    max-width: 130px;
    font-size: 0.78rem;
  }
}

/* ================================================================
   HERO Principal
   ================================================================ */
/* HERO profesional: imagen de fondo, degradado y fondo original */
.hero-institutional {
  position: relative;
  overflow: hidden;
  padding: 2.5rem 0 2rem;
  background: var(--footer-bg, #f1f3f57c);
}

.hero-institutional::after {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 1;
  background: rgba(241, 243, 245, 0.85);
  pointer-events: none;
}

.hero-institutional > .container {
  position: relative;
  z-index: 2;
}

.hero-institutional-bg {
  position: absolute;
  inset: 0;
  z-index: 0;
  background-position: center;
  background-repeat: no-repeat;
  background-size: cover;
  opacity: 1;
}

.hero-kicker {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  background: linear-gradient(
    135deg,
    rgba(0, 42, 92, 0.1),
    rgba(0, 42, 92, 0.06)
  );
  color: var(--azul);
  font-size: 0.72rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.7px;
  padding: 0.3rem 0.8rem;
  border-radius: 999px;
  margin-bottom: 0.8rem;
}
.hero-kicker i {
  font-size: 0.7rem;
}

.hero-headline {
  font-size: clamp(1.5rem, 3vw, 2.2rem);
  font-weight: 800;
  color: var(--azul);
  line-height: 1.15;
  margin-bottom: 0.6rem;
}
.hero-subtitle {
  color: var(--texto-suave);
  font-size: clamp(0.9rem, 1.3vw, 1.05rem);
  max-width: 520px;
  margin-bottom: 0;
}

/* Hero Botones */
.btn-hero-primary,
.btn-hero-secondary {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-weight: 700;
  font-size: 0.85rem;
  border-radius: 999px;
  padding: 0.55rem 1.2rem;
  text-decoration: none;
  transition: var(--t);
}
.btn-hero-primary {
  background: var(--azul);
  color: #fff;
  border: 2px solid var(--azul);
}
.btn-hero-primary:hover {
  background: var(--acento);
  border-color: var(--acento);
  color: #fff;
}
.btn-hero-secondary {
  background: transparent;
  color: var(--azul);
  border: 2px solid var(--borde);
}
.btn-hero-secondary:hover {
  border-color: var(--azul);
  color: var(--azul);
}

/* Stats Panel */
.hero-stats-panel {
  background: #fff;
  border: 1px solid var(--borde);
  border-radius: var(--radius);
  padding: 1.5rem;
  box-shadow: var(--sombra-sm);
}
.hero-stat {
  padding: 0.7rem 0;
  border-bottom: 1px solid var(--borde);
}
.hero-stat:last-child {
  border-bottom: none;
  padding-bottom: 0;
}
.hero-stat-label {
  display: block;
  font-size: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  color: var(--texto-suave);
  font-weight: 700;
}
.hero-stat-value {
  font-family: var(--font-heading);
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--azul);
}

/* Feature Cards - Específico */
.feature-card {
  padding: 1.3rem;
  height: 100%;
}
.feature-card:hover {
  box-shadow: var(--sombra-md);
  transform: translateY(-3px);
}
.feature-card h3 {
  font-size: 0.95rem;
  margin: 0.6rem 0 0.3rem;
}
.feature-card p {
  font-size: 0.82rem;
  color: var(--texto-suave);
  margin: 0;
  line-height: 1.5;
}
.feature-card-icon {
  width: 42px;
  height: 42px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 10px;
  font-size: 1.1rem;
}
.fc-blue {
  background: rgba(0, 42, 92, 0.08);
  color: var(--azul);
}
.fc-green {
  background: rgba(122, 193, 66, 0.12);
  color: #4a8c1f;
}
.fc-gray {
  background: rgba(178, 183, 187, 0.14);
  color: var(--acento);
}

/* Mini Banners */
.mini-banners-wrap {
  margin-top: 2rem;
  padding-top: 1.5rem;
  border-top: 1px solid var(--borde);
}
.mini-banners-title {
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--texto);
  margin-bottom: 1rem;
  display: flex;
  align-items: center;
}
.mini-banners-title i {
  color: var(--verde);
}
.mini-banner-item {
  border-radius: 10px;
  overflow: hidden;
  border: 1px solid var(--borde);
  transition: var(--t);
  aspect-ratio: 4/3;
}
.mini-banner-item:hover {
  box-shadow: var(--sombra-sm);
  transform: scale(1.03);
}
.mini-banner-item img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

/* ================================================================
   SERVICIOS – Sección
   ================================================================ */
.section-services {
  padding: 2.5rem 0;
  background: #fff;
}

.service-card {
  display: flex;
  flex-direction: column;
  background: var(--superficie);
  border: 1px solid var(--borde);
  border-radius: var(--radius);
  overflow: hidden;
  height: 100%;
  transition: var(--t);
}
.service-card:hover {
  box-shadow: var(--sombra-md);
}
.service-card-media {
  position: relative;
  overflow: hidden;
  aspect-ratio: 16/10;
  background: linear-gradient(
    135deg,
    rgba(0, 42, 92, 0.04),
    rgba(122, 193, 66, 0.06)
  );
}
.service-card-media img {
  width: 100%;
  height: 100%;
  object-fit: contain;
  padding: 1rem;
}
.service-card-media-dual {
  display: flex;
  gap: 0.5rem;
  padding: 0.8rem;
}
.service-card-media-dual img {
  flex: 1;
  width: 50%;
  object-fit: contain;
}
.service-card-body {
  padding: 1.2rem;
}
.service-card-body h3 {
  font-size: 1rem;
  margin-bottom: 0.4rem;
}
.service-card-body p {
  font-size: 0.85rem;
  color: var(--texto-suave);
  margin-bottom: 0.8rem;
}

.btn-service {
  display: inline-flex;
  align-items: center;
  gap: 0.3rem;
  font-weight: 700;
  font-size: 0.82rem;
  color: var(--azul);
  text-decoration: none;
  border-bottom: 2px solid var(--verde);
  padding-bottom: 2px;
  transition: var(--t);
}
.btn-service:hover {
  color: var(--verde);
}
.btn-service-outline {
  display: inline-flex;
  align-items: center;
  gap: 0.3rem;
  font-weight: 600;
  font-size: 0.78rem;
  color: var(--azul);
  border: 1.5px solid var(--borde);
  border-radius: 999px;
  padding: 0.3rem 0.7rem;
  text-decoration: none;
  transition: var(--t);
}
.btn-service-outline:hover {
  border-color: var(--azul);
  color: var(--azul);
}

/* ================================================================
   NOTICIAS – Sección
   ================================================================ */
.section-news {
  padding: 2.5rem 0;
  background: var(--superficie);
}

.news-card {
  background: #fff;
  border: 1px solid var(--borde);
  border-radius: var(--radius);
  padding: 1.3rem;
  height: 100%;
  transition: var(--t);
}
.news-card:hover {
  box-shadow: var(--sombra-md);
  transform: translateY(-2px);
}
.news-card h3 {
  font-size: 0.95rem;
  margin: 0.5rem 0 0.3rem;
}
.news-card p {
  font-size: 0.82rem;
  color: var(--texto-suave);
  margin: 0;
  line-height: 1.5;
}
.news-date {
  display: inline-flex;
  align-items: center;
  gap: 0.3rem;
  font-size: 0.72rem;
  color: var(--texto-suave);
  font-weight: 600;
}
.news-date i {
  color: var(--verde);
  font-size: 0.7rem;
}
.news-empty {
  text-align: center;
  padding: 2rem;
  color: var(--texto-suave);
  background: #fff;
  border-radius: var(--radius);
  border: 1px solid var(--borde);
}

/* ================================================================
   FOOTER
   ================================================================ */
footer.site-footer {
  background: var(--footer-bg, #f1f3f5);
  border-top: 1px solid var(--borde);
  color: var(--texto);
  font-size: 0.85rem;
}
.footer-title {
  font-family: var(--font-heading);
  font-weight: 800;
  font-size: 0.88rem;
  color: var(--azul);
  margin-bottom: 0.6rem;
}
.footer-desc {
  color: var(--texto-suave);
  font-size: 0.82rem;
  line-height: 1.55;
}
.footer-link {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  font-weight: 600;
  font-size: 0.82rem;
  color: var(--verde);
  text-decoration: none;
  transition: var(--t);
}
.footer-link:hover {
  color: #5a9e2f;
}

.footer-social {
  display: flex;
  gap: 0.4rem;
  flex-wrap: wrap;
}
.footer-social a {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 34px;
  height: 34px;
  background: rgba(0, 42, 92, 0.06);
  color: var(--azul);
  border-radius: 8px;
  text-decoration: none;
  transition: var(--t);
  font-size: 0.9rem;
}
.footer-social a:hover {
  background: var(--azul);
  color: #fff;
}

.footer-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 0.35rem;
}
.footer-list a {
  color: var(--texto-suave);
  text-decoration: none;
  font-size: 0.86rem;
  padding: 0.15rem 0;
  transition: var(--t);
  display: inline-flex;
  align-items: center;
  gap: 0.3rem;
}
.footer-list a::before {
  content: "";
  width: 4px;
  height: 4px;
  border-radius: 50%;
  background: var(--verde);
  flex-shrink: 0;
}
.footer-list a:hover {
  color: var(--azul);
}

.btn-footer-doc {
  background: #fff;
  border: 1px solid var(--borde);
  border-radius: 8px;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--texto);
  padding: 0.35rem 0.7rem;
  transition: var(--t);
  text-align: left;
}
.btn-footer-doc:hover {
  border-color: var(--azul);
  color: var(--azul);
}

.footer-dropdown-clean {
  background: #fff;
  border: 1px solid var(--borde);
  border-radius: 10px;
  box-shadow: var(--sombra-sm);
  padding: 0.4rem;
}
.footer-dropdown-clean .dropdown-item {
  font-size: 0.8rem;
  border-radius: 6px;
  padding: 0.35rem 0.6rem;
}
.footer-bottom {
  border-top: 1px solid var(--borde);
  font-size: 0.75rem;
  color: var(--texto-suave);
}

/* (formal styles consolidated below) */

/* ================================================================
   CAJEROS AUTOMÁTICOS
   ================================================================ */
.cajeros-hero {
  background: #fff;
  padding: 2.5rem 0 2rem;
  border-bottom: 1px solid var(--borde);
}
.cajeros-hero .hero-title {
  font-size: clamp(1.5rem, 3vw, 2.2rem);
  font-weight: 800;
  color: var(--azul);
  margin-bottom: 0.8rem;
}
.cajeros-hero .hero-description {
  font-size: 1rem;
  color: var(--texto-suave);
  line-height: 1.65;
  margin-bottom: 1.5rem;
}
.hero-features {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 0.75rem;
}
.feature-item {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  padding: 0.6rem 0.8rem;
  background: var(--superficie);
  border-radius: 8px;
  border-left: 3px solid transparent;
  transition: var(--t);
}
.feature-item:hover {
  background: #fff;
  border-left-color: var(--verde);
  box-shadow: var(--sombra-xs);
}
.feature-item i {
  font-size: 1.2rem;
  color: var(--verde);
}
.feature-item span {
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--texto);
}

.hero-visual {
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 1rem;
}
.atm-image {
  width: 100%;
  max-width: 300px;
}

.ubicaciones-section {
  background: var(--superficie);
  padding: 2.5rem 0 3rem;
}

.ciudad-tabs {
  gap: 0;
  flex-wrap: wrap;
  border-bottom: 2px solid var(--borde);
  padding-bottom: 0;
}
.ciudad-tabs .nav-link {
  padding: 0.6rem 1.2rem;
  border-radius: 0;
  font-weight: 600;
  font-size: 0.85rem;
  color: var(--texto-suave);
  background: transparent;
  border: none;
  border-bottom: 2px solid transparent;
  margin-bottom: -2px;
  transition: var(--t);
}
.ciudad-tabs .nav-link:hover {
  color: var(--azul);
}
.ciudad-tabs .nav-link.active {
  color: var(--azul);
  border-bottom-color: var(--verde);
}

.cajero-card {
  background: #fff;
  border: 1px solid var(--borde);
  border-radius: var(--radius);
  padding: 1.2rem;
  text-align: center;
  height: 100%;
  transition: var(--t);
}
.cajero-card:hover {
  box-shadow: var(--sombra-sm);
  transform: translateY(-2px);
}
.cajero-icon {
  font-size: 1.5rem;
  color: var(--azul);
  margin-bottom: 0.5rem;
  display: block;
}
.cajero-card:hover .cajero-icon {
  color: var(--verde);
}
.cajero-nombre {
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--texto);
  margin-bottom: 0.8rem;
  min-height: auto;
}
.btn-mapa {
  display: inline-flex;
  align-items: center;
  gap: 0.3rem;
  color: var(--azul);
  border: 1.5px solid var(--azul);
  border-radius: 999px;
  padding: 0.3rem 0.7rem;
  font-size: 0.78rem;
  font-weight: 600;
  text-decoration: none;
  transition: var(--t);
}
.btn-mapa:hover {
  background: var(--azul);
  color: #fff;
}

/* ================================================================
   MISIÓN / VISIÓN / VALORES
   ================================================================ */
.valores-banner {
  width: 100%;
  max-height: 280px;
  overflow: hidden;
  border-bottom: 1px solid var(--borde);
}
.valores-banner-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.valores-section {
  background: #fff;
  padding: 2.5rem 0;
}
.valores-main-title {
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--azul);
  margin-bottom: 0.3rem;
}
.valores-main-subtitle {
  font-size: 0.95rem;
  color: var(--texto-suave);
  margin: 0;
}

.valor-card {
  background: #fff;
  border: 1px solid var(--borde);
  border-radius: var(--radius);
  padding: 1.8rem 1.3rem;
  height: 100%;
  text-align: center;
  transition: var(--t);
}
.valor-card:hover {
  box-shadow: var(--sombra-md);
  transform: translateY(-3px);
}
.valor-icon-wrapper {
  width: 72px;
  height: 72px;
  margin: 0 auto 1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(0, 42, 92, 0.05);
  border-radius: 50%;
  transition: var(--t);
}
.valor-card:hover .valor-icon-wrapper {
  background: rgba(122, 193, 66, 0.1);
}
.valor-icon {
  width: 42px;
  height: 42px;
  object-fit: contain;
}
.valor-title {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--azul);
  margin-bottom: 0.6rem;
}
.valor-text {
  font-size: 0.88rem;
  color: var(--texto-suave);
  line-height: 1.6;
  margin: 0;
}

.cta-section {
  padding: 1.5rem 0;
}
.cta-card {
  background: var(--azul);
  border-radius: var(--radius);
  padding: 2rem 1.5rem;
  text-align: center;
}
.cta-quote {
  font-size: 1rem;
  font-weight: 500;
  color: #fff;
  line-height: 1.6;
  margin: 0 auto 1.2rem;
  max-width: 650px;
}
.cta-buttons {
  display: flex;
  gap: 0.6rem;
  justify-content: center;
  flex-wrap: wrap;
}
.btn-cta-primary,
.btn-cta-secondary {
  padding: 0.5rem 1.2rem;
  border-radius: 999px;
  font-weight: 700;
  font-size: 0.85rem;
  text-decoration: none;
  transition: var(--t);
}
.btn-cta-primary {
  background: var(--verde);
  color: #fff;
  border: 2px solid var(--verde);
}
.btn-cta-primary:hover {
  background: #5fa832;
  border-color: #5fa832;
  color: #fff;
}
.btn-cta-secondary {
  background: transparent;
  color: #fff;
  border: 2px solid rgba(255, 255, 255, 0.3);
}
.btn-cta-secondary:hover {
  border-color: #fff;
  background: rgba(255, 255, 255, 0.1);
  color: #fff;
}

/* ================================================================
   HISTORIA / NOSOTROS
   ================================================================ */
.history-page {
  background: #fff;
}
.history-banner {
  position: relative;
  max-height: 500px;
  overflow: hidden;
  border-bottom: 1px solid var(--borde);
}
.history-banner .overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(to top, rgba(0, 42, 92, 0.3), transparent);
  z-index: 1;
}
.history-banner .banner-img {
  width: 100%;
  object-fit: cover;
  display: block;
}

.conocenos-card {
  background: var(--superficie);
  border: 1px solid var(--borde);
  border-radius: var(--radius);
  overflow: hidden;
}
.conocenos-header {
  padding: 1.3rem 1.3rem 0.8rem;
}
.conocenos-title {
  font-size: 1.3rem;
  font-weight: 800;
  color: var(--azul);
  margin-bottom: 0.3rem;
}
.conocenos-subtitle {
  color: var(--texto-suave);
  font-size: 0.88rem;
  margin: 0;
}
.conocenos-image img {
  width: 100%;
  display: block;
}

.history-text p {
  font-size: 0.92rem;
  color: var(--texto);
  line-height: 1.75;
  margin-bottom: 1rem;
}
.history-text strong {
  color: var(--azul);
}

/* Timeline Vertical (legacy) */
.timeline-section {
  background: var(--superficie);
  padding: 2.5rem 0;
}
.timeline {
  position: relative;
  padding-left: 2rem;
}
.timeline::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0;
  bottom: 0;
  width: 2px;
  background: var(--borde);
}
.timeline-item {
  position: relative;
  padding-bottom: 2rem;
}
.timeline-dot {
  position: absolute;
  left: -2rem;
  top: 0.2rem;
  width: 14px;
  height: 14px;
  border-radius: 50%;
  background: var(--azul);
  border: 3px solid var(--superficie);
  transform: translateX(-6px);
}
.timeline-year {
  font-weight: 800;
  font-size: 0.82rem;
  color: var(--verde);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 0.2rem;
}
.timeline-text {
  font-size: 0.88rem;
  color: var(--texto-suave);
  line-height: 1.6;
  margin: 0;
}

/* Timeline Horizontal */
.timeline-horizontal-wrapper {
  overflow-x: auto;
  overflow-y: hidden;
  padding: 1.5rem 0 1rem;
  cursor: grab;
  -webkit-overflow-scrolling: touch;
  scrollbar-width: thin;
  scrollbar-color: var(--azul) var(--borde);
}
.timeline-horizontal-wrapper:active {
  cursor: grabbing;
}
.timeline-horizontal-wrapper::-webkit-scrollbar {
  height: 6px;
}
.timeline-horizontal-wrapper::-webkit-scrollbar-track {
  background: var(--borde);
  border-radius: 3px;
}
.timeline-horizontal-wrapper::-webkit-scrollbar-thumb {
  background: var(--azul);
  border-radius: 3px;
}

.timeline-horizontal {
  display: flex;
  gap: 0;
  min-width: max-content;
  padding: 0 2rem;
  position: relative;
}
.timeline-horizontal::before {
  content: "";
  position: absolute;
  top: 50%;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--borde);
  transform: translateY(-50%);
  z-index: 0;
}

.timeline-h-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  min-width: 220px;
  max-width: 250px;
  position: relative;
  padding: 0 0.8rem;
}

.timeline-h-marker {
  width: 18px;
  height: 18px;
  background: var(--azul);
  border: 4px solid #fff;
  border-radius: 50%;
  box-shadow: 0 0 0 3px var(--azul);
  z-index: 2;
  margin-bottom: 1rem;
  transition: var(--t);
  flex-shrink: 0;
}
.timeline-h-item:hover .timeline-h-marker {
  background: var(--verde);
  box-shadow: 0 0 0 3px var(--verde);
  transform: scale(1.2);
}

.timeline-h-content {
  background: #fff;
  border: 1px solid var(--borde);
  border-radius: var(--radius);
  padding: 1.2rem;
  text-align: center;
  box-shadow: var(--sombra-xs);
  transition: var(--t);
  width: 100%;
}
.timeline-h-item:hover .timeline-h-content {
  box-shadow: var(--sombra-md);
  transform: translateY(-3px);
  border-color: var(--azul);
}

.timeline-h-year {
  display: inline-block;
  background: var(--azul);
  color: #fff;
  font-weight: 800;
  font-size: 0.78rem;
  padding: 0.2rem 0.6rem;
  border-radius: 999px;
  letter-spacing: 0.5px;
  margin-bottom: 0.3rem;
}
.timeline-h-date {
  display: block;
  font-size: 0.72rem;
  color: var(--texto-suave);
  font-weight: 600;
  margin-bottom: 0.4rem;
}
.timeline-h-content h5 {
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--azul);
  margin-bottom: 0.3rem;
  line-height: 1.3;
}
.timeline-h-content p {
  font-size: 0.78rem;
  color: var(--texto-suave);
  margin: 0;
  line-height: 1.5;
}

/* Pie Segmento (Historia) */
.pie-segmento {
  background: linear-gradient(135deg, var(--azul), var(--acento));
  padding: 0;
}
.pie-segmento .container {
  padding-top: 1rem;
  padding-bottom: 1rem;
}
.pie-segmento .aniversario h1 {
  font-size: 2.5rem;
  font-weight: 800;
  line-height: 1;
  margin-bottom: 0;
  color: #fff;
  font-family: var(--font-heading);
}
.pie-segmento .aniversario p {
  color: rgba(255, 255, 255, 0.7);
  font-size: 0.82rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
}
.pie-segmento .segmento-2 span {
  font-size: 0.88rem;
}

@media (max-width: 767px) {
  .timeline-h-item {
    min-width: 180px;
    max-width: 200px;
  }
  .timeline-h-content {
    padding: 0.9rem;
  }
  .timeline-h-content h5 {
    font-size: 0.82rem;
  }
  .pie-segmento .aniversario h1 {
    font-size: 1.8rem;
  }
  .pie-segmento .container {
    flex-direction: column;
    text-align: center;
    gap: 0.5rem;
  }
}

/* ================================================================
   SIMULADOR DE CREDITO
   ================================================================ */
.container-app {
  padding: 1.5rem 0;
}
.simulador-wrapper {
  max-width: 1000px;
  margin: 0 auto;
}
.sim-row {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 1.5rem;
  align-items: start;
}

.card-minimal {
  background: #fff;
  border: 1px solid var(--borde);
  border-radius: var(--radius);
  padding: 1.5rem;
}

.btn-tab-minimal {
  background: transparent;
  border: none;
  border-bottom: 2px solid transparent;
  color: var(--texto-suave);
  padding: 0.5rem 1rem;
  font-size: 0.88rem;
  font-weight: 600;
  cursor: pointer;
  transition: var(--t);
}
.btn-tab-minimal:hover {
  color: var(--azul);
}
.btn-tab-minimal.active {
  color: var(--azul);
  border-bottom-color: var(--azul);
}

.form-label-minimal {
  color: var(--texto);
  font-weight: 600;
  font-size: 0.82rem;
  margin-bottom: 0.4rem;
  display: block;
}
.form-control-minimal {
  border: 1px solid var(--borde);
  border-radius: 8px;
  padding: 0.6rem 0.75rem;
  font-size: 0.88rem;
  color: var(--texto);
  width: 100%;
  transition: var(--t);
  font-family: inherit;
}
.form-control-minimal:focus {
  outline: none;
  border-color: var(--azul);
  box-shadow: 0 0 0 3px rgba(0, 42, 92, 0.1);
}
.form-control-minimal:disabled {
  background: var(--superficie);
  color: var(--gris);
  cursor: not-allowed;
}
.form-control-minimal.readonly {
  background: var(--superficie);
  color: var(--texto-suave);
}

.input-group-minimal {
  position: relative;
  display: flex;
  align-items: center;
}
.input-prefix {
  position: absolute;
  left: 0.75rem;
  color: var(--texto-suave);
  font-size: 0.88rem;
  z-index: 10;
  pointer-events: none;
}
.input-group-minimal .form-control-minimal {
  padding-left: 2.2rem;
}

.btn-minimal-primary {
  background: var(--azul);
  color: #fff;
  border: none;
  border-radius: 8px;
  padding: 0.6rem;
  font-weight: 700;
  font-size: 0.85rem;
  transition: var(--t);
  cursor: pointer;
}
.btn-minimal-primary:hover:not(:disabled) {
  background: var(--acento);
  transform: translateY(-1px);
  box-shadow: var(--sombra-sm);
}
.btn-minimal-primary:disabled {
  background: var(--borde);
  color: var(--gris);
  cursor: not-allowed;
}

.btn-minimal-secondary {
  background: #fff;
  color: var(--texto-suave);
  border: 1px solid var(--borde);
  border-radius: 8px;
  padding: 0.6rem;
  font-weight: 600;
  font-size: 0.85rem;
  transition: var(--t);
  cursor: pointer;
}
.btn-minimal-secondary:hover {
  background: var(--superficie);
  border-color: var(--azul);
}

.btn-link-minimal {
  background: transparent;
  border: none;
  color: var(--azul);
  text-decoration: none;
  font-size: 0.85rem;
  font-weight: 600;
  padding: 0.5rem;
  cursor: pointer;
  transition: var(--t);
}
.btn-link-minimal:hover {
  color: var(--acento);
  text-decoration: underline;
}

.error-message {
  color: var(--peligro);
  margin-top: 0.3rem;
  font-size: 0.78rem;
}
.results-column {
  position: sticky;
  top: 80px;
}

@media (max-width: 991px) {
  .sim-row {
    grid-template-columns: 1fr;
  }
  .results-column {
    position: static;
  }
}

/* ================================================================
   CONTACTO
   ================================================================ */
.section-contacto {
  padding: 2rem 0;
}
.section-contacto .form-control {
  border-radius: 8px;
  border: 1px solid var(--borde);
  padding: 0.6rem 0.8rem;
  font-size: 0.88rem;
  transition: var(--t);
}
.section-contacto .form-control:focus {
  border-color: var(--azul);
  box-shadow: 0 0 0 3px rgba(0, 42, 92, 0.1);
}

.btn-custom {
  background: var(--azul);
  color: #fff;
  border: none;
  border-radius: 999px;
  padding: 0.55rem 1.5rem;
  font-weight: 700;
  font-size: 0.85rem;
  transition: var(--t);
}
.btn-custom:hover {
  background: var(--acento);
  color: #fff;
}

/* ================================================================
   CONTACTO / AGENCIAS
   ================================================================ */
.contacto-hero {
  background: #fff;
  padding: 2.5rem 0 2rem;
  border-bottom: 1px solid var(--borde);
}
.contacto-hero .hero-title {
  font-size: clamp(1.5rem, 3vw, 2.2rem);
  font-weight: 800;
  color: var(--azul);
  margin-bottom: 0.6rem;
}
.contacto-hero .hero-description {
  font-size: 1rem;
  color: var(--texto-suave);
  line-height: 1.65;
  margin-bottom: 1.5rem;
}

.contact-info {
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
}
.info-item {
  display: flex;
  align-items: center;
  gap: 0.8rem;
  padding: 0.6rem 0.8rem;
  background: var(--superficie);
  border-radius: 8px;
  transition: var(--t);
}
.info-item:hover {
  background: #fff;
  box-shadow: var(--sombra-xs);
}
.info-item i {
  font-size: 1.1rem;
  color: var(--azul);
  flex-shrink: 0;
}
.info-label {
  display: block;
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.4px;
  color: var(--texto-suave);
  font-weight: 700;
}
.info-value {
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--texto);
}

.map-container iframe {
  width: 100%;
  border-radius: var(--radius);
  border: 1px solid var(--borde);
}
.map-caption {
  font-size: 0.78rem;
  color: var(--texto-suave);
  text-align: center;
  margin-top: 0.5rem;
}
.map-actions {
  text-align: center;
  margin-top: 0.3rem;
}
.btn-open-maps {
  display: inline-flex;
  align-items: center;
  gap: 0.3rem;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--azul);
  text-decoration: none;
  transition: var(--t);
}
.btn-open-maps:hover {
  color: var(--verde);
}

.agencias-section {
  background: var(--superficie);
}
.provincia-tabs {
  gap: 0.3rem;
  flex-wrap: wrap;
}
.provincia-tabs .nav-link {
  padding: 0.5rem 1rem;
  border-radius: 999px;
  font-weight: 600;
  font-size: 0.82rem;
  color: var(--texto-suave);
  background: #fff;
  border: 1px solid var(--borde);
  transition: var(--t);
}
.provincia-tabs .nav-link:hover {
  color: var(--azul);
  border-color: var(--azul);
}
.provincia-tabs .nav-link.active {
  background: var(--azul);
  color: #fff;
  border-color: var(--azul);
}

.agencia-card {
  background: #fff;
  border: 1px solid var(--borde);
  border-radius: var(--radius);
  padding: 1.2rem;
  height: 100%;
  display: flex;
  flex-direction: column;
  transition: var(--t);
}
.agencia-card:hover {
  box-shadow: var(--sombra-sm);
  transform: translateY(-2px);
}
.agencia-header {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  margin-bottom: 0.8rem;
}
.agencia-header i {
  font-size: 1.2rem;
  color: var(--azul);
}
.agencia-nombre {
  font-size: 0.92rem;
  font-weight: 700;
  color: var(--azul);
  margin: 0;
}
.agencia-body {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
  margin-bottom: 0.8rem;
}
.agencia-info {
  display: flex;
  align-items: flex-start;
  gap: 0.4rem;
  font-size: 0.82rem;
  color: var(--texto-suave);
}
.agencia-info i {
  color: var(--verde);
  flex-shrink: 0;
  margin-top: 0.15rem;
  font-size: 0.8rem;
}
.agencia-footer {
  margin-top: auto;
}
.btn-ubicacion {
  display: inline-flex;
  align-items: center;
  gap: 0.3rem;
  font-weight: 600;
  font-size: 0.8rem;
  color: var(--azul);
  border: 1.5px solid var(--azul);
  border-radius: 999px;
  padding: 0.3rem 0.7rem;
  text-decoration: none;
  transition: var(--t);
}
.btn-ubicacion:hover {
  background: var(--azul);
  color: #fff;
}

@media (max-width: 767px) {
  .contacto-hero {
    padding: 1.5rem 0 1rem;
  }
  .contacto-hero .hero-title {
    font-size: 1.3rem;
  }
  .map-container iframe {
    height: 300px !important;
  }
  .provincia-tabs .nav-link {
    font-size: 0.78rem;
    padding: 0.4rem 0.7rem;
  }
}

/* ================================================================
   BACK TO TOP
   ================================================================ */
.back-to-top {
  position: fixed;
  bottom: 1.5rem;
  right: 1.5rem;
  width: 42px;
  height: 42px;
  background: var(--azul);
  color: #fff;
  border: none;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--sombra-md);
  cursor: pointer;
  z-index: 1030;
  transition: var(--t);
  opacity: 0;
  transform: translateY(10px);
}
.back-to-top.visible {
  opacity: 1;
  transform: translateY(0);
}
.back-to-top:hover {
  background: var(--acento);
  transform: translateY(-2px);
}

/* ================================================================
   TARJETA DÉBITO
   ================================================================ */
.tarjeta-img {
  border-radius: var(--radius);
  box-shadow: var(--sombra-md);
}

/* ================================================================
   RESPONSIVE GLOBAL
   ================================================================ */
@media (max-width: 991px) {
  body {
    padding-top: 62px;
  }
  .hero-institutional {
    padding: 2rem 0 1.5rem;
  }
  .hero-headline {
    font-size: 1.5rem;
  }
  .section-services,
  .section-news {
    padding: 2rem 0;
  }
  .formal-section {
    padding: 1.2rem;
  }
}

@media (max-width: 767px) {
  body {
    padding-top: 58px;
  }
  .hero-institutional {
    padding: 1.5rem 0 1rem;
  }
  .hero-headline {
    font-size: 1.3rem;
  }
  .hero-stats-panel {
    margin-top: 1.5rem;
  }
  .feature-card {
    padding: 1rem;
  }
  .mini-banner-item {
    aspect-ratio: 3/2;
  }
  .service-card-media {
    aspect-ratio: 16/9;
  }
  .service-card-media-dual {
    flex-direction: column;
  }
  .service-card-media-dual img {
    width: 100%;
  }
  .formal-title-block h1 {
    font-size: 1.2rem;
  }
  .formal-title-block {
    margin-left: 0.75rem;
    margin-right: 0.75rem;
    margin-top: -1.5rem;
    padding: 1rem 1.2rem;
  }
  .formal-section {
    padding: 1rem;
  }
  .formal-sim {
    flex-direction: column;
    text-align: center;
  }
  .formal-benefits-grid {
    grid-template-columns: repeat(auto-fill, minmax(160px, 1fr));
    gap: 0.5rem;
  }
  .formal-benefit-card {
    padding: 0.75rem;
  }
  .formal-highlights {
    flex-direction: column;
  }
  .valores-banner {
    max-height: 180px;
  }
  .valores-main-title {
    font-size: 1.3rem;
  }
  .valor-card {
    padding: 1.3rem 1rem;
  }
  .valor-icon-wrapper {
    width: 60px;
    height: 60px;
  }
  .valor-icon {
    width: 36px;
    height: 36px;
  }
  .cta-card {
    padding: 1.5rem 1rem;
  }
  .cta-quote {
    font-size: 0.9rem;
  }
  .history-banner {
    max-height: 200px;
  }
  .hero-features {
    grid-template-columns: 1fr;
  }
  .cajeros-hero {
    padding: 1.5rem 0 1rem;
  }
  .cajeros-hero .hero-title {
    font-size: 1.4rem;
  }
  .ciudad-tabs .nav-link {
    font-size: 0.8rem;
    padding: 0.5rem 0.8rem;
  }
  .footer-bottom {
    text-align: center;
  }
}

@media (max-width: 575px) {
  .hero-headline {
    font-size: 1.15rem;
  }
  .hero-subtitle {
    font-size: 0.85rem;
  }
  .btn-hero-primary,
  .btn-hero-secondary {
    font-size: 0.78rem;
    padding: 0.45rem 0.9rem;
  }
  .hero-stat-value {
    font-size: 0.95rem;
  }
  .section-title {
    font-size: 1.1rem;
  }
  .news-card h3 {
    font-size: 0.88rem;
  }
  .formal-title-block h1 {
    font-size: 1.05rem;
  }
  .formal-title-block {
    margin-left: 0.5rem;
    margin-right: 0.5rem;
    padding: 0.8rem 1rem;
  }
  .formal-benefits-grid {
    grid-template-columns: 1fr 1fr;
  }
}
/* ================================================================
   HERO – Sección Principal
   ================================================================ */
.hero-institutional {
  position: relative;
  overflow: hidden;
  padding: 2.5rem 0 2rem;

  background-image:
    linear-gradient(
      rgba(0, 42, 92, 0.85),
      /* 🔥 color dominante */ rgba(0, 42, 92, 0.85)
    ),
    var(--hero-bg); /* imagen */

  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
}

.hero-kicker {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  background: linear-gradient(
    135deg,
    rgba(0, 42, 92, 0.1),
    rgba(0, 42, 92, 0.06)
  );
  color: var(--azul);
  font-size: 0.72rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.7px;
  padding: 0.3rem 0.8rem;
  border-radius: 999px;
  margin-bottom: 0.8rem;
}
.hero-kicker i {
  font-size: 0.7rem;
}

.hero-headline {
  font-size: clamp(1.6rem, 3.2vw, 2.6rem);
  font-weight: 800;
  color: var(--azul);
  line-height: 1.2;
  margin-bottom: 0.7rem;
}

.hero-subtitle {
  color: var(--texto-suave);
  font-size: 1.05rem;
  max-width: 600px;
  line-height: 1.7;
}

/* Hero CTA */
.btn-hero-primary {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  background: var(--azul);
  color: #fff;
  border: none;
  border-radius: 10px;
  padding: 0.65rem 1.3rem;
  font-weight: 700;
  font-size: 0.92rem;
  text-decoration: none;
  transition: var(--transicion);
  box-shadow: 0 4px 14px rgba(0, 42, 92, 0.2);
}
.btn-hero-primary:hover {
  background: var(--acento);
  color: #fff;
  transform: translateY(-1px);
  box-shadow: var(--sombra-md);
}

.btn-hero-secondary {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  background: #fff;
  color: var(--azul);
  border: 1.5px solid var(--borde);
  border-radius: 10px;
  padding: 0.65rem 1.3rem;
  font-weight: 700;
  font-size: 0.92rem;
  text-decoration: none;
  transition: var(--transicion);
}
.btn-hero-secondary:hover {
  border-color: var(--azul);
  color: var(--azul);
  background: #f8fafc;
}

/* Stats Panel */
.hero-stats-panel {
  background: #fff;
  border: 1px solid var(--borde);
  border-radius: var(--radius-base, 14px);
  padding: 1.1rem;
  box-shadow: var(--sombra-sm);
  display: grid;
  gap: 0.6rem;
}
.hero-stat {
  background: var(--superficie);
  border: 1px solid #e6ebf0;
  border-left: 4px solid var(--verde);
  border-radius: 10px;
  padding: 0.7rem 0.9rem;
  transition: var(--transicion);
}
.hero-stat:hover {
  border-left-color: var(--azul);
  box-shadow: var(--sombra-xs);
}
.hero-stat-label {
  display: block;
  font-size: 0.7rem;
  font-weight: 700;
  color: var(--texto-suave);
  text-transform: uppercase;
  letter-spacing: 0.4px;
}
.hero-stat-value {
  font-family: var(--font-heading);
  color: var(--azul);
  font-weight: 800;
  font-size: 1rem;
}

/* Feature Cards */
.feature-card {
  background: #fff;
  border: 1px solid var(--borde);
  border-radius: var(--radius-base, 14px);
  padding: 1.1rem 1.2rem;
  height: 100%;
  box-shadow: var(--sombra-xs);
  transition: var(--transicion);
  position: relative;
  overflow: hidden;
}
.feature-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--azul), var(--verde));
  opacity: 0;
  transition: opacity var(--transicion);
}
.feature-card:hover {
  box-shadow: var(--sombra-sm);
  transform: translateY(-2px);
}
.feature-card:hover::before {
  opacity: 1;
}

.feature-card-icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  color: #fff;
  margin-bottom: 0.8rem;
}
.feature-card-icon.fc-blue {
  background: linear-gradient(135deg, var(--azul), var(--acento));
}
.feature-card-icon.fc-green {
  background: linear-gradient(135deg, #5a9e2c, var(--verde));
}
.feature-card-icon.fc-gray {
  background: linear-gradient(135deg, var(--acento), #4180a8);
}

.feature-card h3 {
  font-size: 1.05rem;
  font-weight: 800;
  margin-bottom: 0.35rem;
}
.feature-card p {
  color: var(--texto-suave);
  font-size: 0.92rem;
  margin-bottom: 0;
  line-height: 1.55;
}

/* Mini Banners */
.mini-banners-wrap {
  background: #fff;
  border: 1px solid var(--borde);
  border-radius: var(--radius-base, 14px);
  padding: 1rem 1.1rem;
  box-shadow: var(--sombra-xs);
  margin-top: 1.5rem;
}
.mini-banners-title {
  color: var(--azul);
  font-size: 0.95rem;
  font-weight: 800;
  margin-bottom: 0.7rem;
}
.mini-banner-item {
  border: 1px solid #e6ebf0;
  border-radius: 10px;
  background: var(--superficie);
  min-height: 84px;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
  transition: var(--transicion);
}
.mini-banner-item:hover {
  box-shadow: var(--sombra-sm);
  transform: translateY(-2px);
}
.mini-banner-item img {
  width: 100%;
  height: 84px;
  object-fit: cover;
}

/* ================================================================
   SERVICIOS
   ================================================================ */
.section-services {
  background: #fff;
  border-top: 1px solid var(--borde);
  padding: 3rem 0;
}

.service-card {
  background: #fff;
  border: 1px solid var(--borde);
  border-radius: var(--radius-base, 14px);
  overflow: hidden;
  box-shadow: var(--sombra-sm);
  height: 100%;
  transition: var(--transicion);
}
.service-card:hover {
  box-shadow: var(--sombra-md);
  transform: translateY(-3px);
}

.service-card-media {
  height: 220px;
  overflow: hidden;
  border-radius: 16px 16px 0 0;
}

.service-card-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: transform var(--transicion);
}

.service-card:hover .service-card-media img {
  transform: scale(1.03);
}

.service-card-media-dual {
  gap: 0.8rem;
  display: flex;
}
.service-card-media-dual img {
  max-height: 160px;
}

.service-card-body {
  padding: 1.1rem 1.2rem;
}
.service-card-body h3 {
  font-size: 1.1rem;
  font-weight: 800;
  margin-bottom: 0.4rem;
}
.service-card-body p {
  color: var(--texto-suave);
  font-size: 0.92rem;
  margin-bottom: 0.8rem;
  line-height: 1.55;
}

.btn-service {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  background: var(--azul);
  color: #fff;
  border: none;
  border-radius: 8px;
  padding: 0.5rem 1rem;
  font-weight: 700;
  font-size: 0.85rem;
  text-decoration: none;
  transition: var(--transicion);
}
.btn-service:hover {
  background: var(--acento);
  color: #fff;
}

.btn-service-outline {
  background: #fff;
  color: var(--azul);
  border: 1.5px solid var(--borde);
  border-radius: 8px;
  padding: 0.5rem 1rem;
  font-weight: 700;
  font-size: 0.85rem;
  text-decoration: none;
  transition: var(--transicion);
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
}
.btn-service-outline:hover {
  border-color: var(--azul);
  color: var(--azul);
}

/* ================================================================
   NOTICIAS
   ================================================================ */
.section-news {
  background: var(--surface-bg, #f5f7fa);
  padding: 3rem 0;
}

.news-card {
  background: #fff;
  border: 1px solid var(--borde);
  border-radius: var(--radius-base, 14px);
  padding: 1.1rem 1.2rem;
  height: 100%;
  box-shadow: var(--sombra-xs);
  transition: var(--transicion);
  position: relative;
}
.news-card:hover {
  box-shadow: var(--sombra-sm);
  transform: translateY(-2px);
}
.news-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--verde);
  border-radius: 14px 14px 0 0;
}

.news-date {
  display: inline-flex;
  align-items: center;
  gap: 0.3rem;
  background: rgba(122, 193, 66, 0.12);
  color: #2a5217;
  border-radius: 6px;
  padding: 0.2rem 0.5rem;
  font-size: 0.72rem;
  font-weight: 700;
  margin-bottom: 0.6rem;
}
.news-card h3 {
  font-size: 1rem;
  font-weight: 800;
  margin-bottom: 0.35rem;
  line-height: 1.35;
}
.news-card p {
  color: var(--texto-suave);
  font-size: 0.9rem;
  margin-bottom: 0;
  line-height: 1.55;
}

.news-empty {
  padding: 1.2rem;
  border-radius: var(--radius-base, 14px);
  border: 2px dashed var(--borde);
  color: var(--texto-suave);
  background: #fff;
  text-align: center;
}

/* ================================================================
   FOOTER
   ================================================================ */
footer.site-footer {
  background: var(--footer-bg, #f1f3f5);
  border-top: 1px solid var(--borde);
  color: var(--texto);
  font-size: 0.85rem;
}
.footer-title {
  font-family: var(--font-heading);
  font-weight: 800;
  font-size: 0.88rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 0.7rem;
}
.footer-desc {
  color: var(--texto-suave);
  font-size: 0.82rem;
  line-height: 1.55;
}
.footer-link {
  color: var(--texto-suave);
  text-decoration: none;
  font-size: 0.86rem;
  display: flex;
  align-items: center;
  gap: 0.3rem;
  transition: var(--transicion);
}
.footer-link:hover {
  color: #5a9e2f;
}

.footer-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 0.35rem;
}
.footer-list a {
  color: var(--texto-suave);
  text-decoration: none;
  font-size: 0.86rem;
  padding: 0.15rem 0;
  transition: var(--transicion);
  display: inline-flex;
  align-items: center;
  gap: 0.3rem;
}
.footer-list a::before {
  content: "";
  width: 4px;
  height: 4px;
  border-radius: 50%;
  background: var(--verde);
  flex-shrink: 0;
}
.footer-list a:hover {
  color: var(--azul);
}

.footer-social {
  display: flex;
  gap: 0.45rem;
}
.footer-social a {
  width: 36px;
  height: 36px;
  border-radius: 10px;
  border: 1.5px solid var(--borde);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: var(--texto-suave);
  background: #fff;
  text-decoration: none;
  transition: var(--transicion);
  font-size: 0.95rem;
}
.footer-social a:hover {
  color: #fff;
  background: var(--azul);
  border-color: var(--azul);
}

.btn-footer-doc {
  background: #fff;
  border: 1.5px solid var(--borde);
  color: var(--texto);
  font-weight: 600;
  text-align: left;
  font-size: 0.84rem;
  border-radius: 8px;
  transition: var(--transicion);
}
.btn-footer-doc:hover {
  border-color: var(--azul);
  color: var(--azul);
}

.footer-dropdown-clean {
  border: 1px solid var(--borde);
  border-radius: 10px;
  box-shadow: var(--sombra-md);
  padding: 0.35rem;
}
.footer-dropdown-clean .dropdown-item {
  font-size: 0.8rem;
  border-radius: 6px;
  padding: 0.4rem 0.6rem;
}
.footer-dropdown-clean .dropdown-item:hover {
  background: rgba(0, 42, 92, 0.06);
  color: var(--azul);
}

.footer-bottom {
  border-top: 1px solid var(--borde);
  font-size: 0.75rem;
  color: var(--texto-suave);
}

/* ================================================================
   BOTÓN VOLVER ARRIBA
   ================================================================ */
.back-to-top {
  position: fixed;
  right: 20px;
  bottom: 20px;
  z-index: 9999;
  background: var(--azul);
  color: #fff;
  border-radius: 12px;
  width: 44px;
  height: 44px;
  display: none;
  align-items: center;
  justify-content: center;
  box-shadow: var(--sombra-md);
  cursor: pointer;
  transition: var(--transicion);
  border: none;
}
.back-to-top:hover {
  background: var(--acento);
  transform: translateY(-2px);
}
.back-to-top svg {
  width: 18px;
  height: 18px;
}

/* ================================================================
   PÁGINAS INTERNAS
   ================================================================ */
.formal-page {
  background: transparent;
  padding-top: 0.5rem;
}

/* ── Hero Banner ── */
.formal-hero-image {
  position: relative;
  border-radius: var(--radius-base, 14px);
  overflow: hidden;
  box-shadow: 0 8px 32px rgba(0, 42, 92, 0.12);
  margin-top: 1rem;
}
.formal-hero-image img {
  width: 100%;
  max-height: 340px;
  object-fit: cover;
  display: block;
}
.formal-hero-image::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(
    180deg,
    transparent 40%,
    rgba(0, 42, 92, 0.45) 100%
  );
  pointer-events: none;
}

/* ── Title Block ── */
.formal-title-block {
  background: linear-gradient(135deg, var(--azul), var(--acento));
  color: #fff;
  border-radius: var(--radius-base, 14px);
  padding: 1.4rem 1.6rem;
  margin-top: -2rem;
  position: relative;
  z-index: 2;
  margin-left: 1.5rem;
  margin-right: 1.5rem;
  box-shadow: 0 6px 24px rgba(0, 42, 92, 0.2);
}
.formal-title-block h1,
.formal-title-block h2 {
  color: #fff;
  font-size: clamp(1.15rem, 2.5vw, 1.6rem);
  margin-bottom: 0.3rem;
}
.formal-title-block p,
.formal-title-block .lead {
  color: rgba(255, 255, 255, 0.85);
  margin-bottom: 0;
  font-size: 0.9rem;
}

/* ── Sections ── */
.formal-section {
  margin-top: 1.2rem;
  background: #fff;
  border: 1px solid var(--borde);
  border-radius: var(--radius-base, 14px);
  padding: 1.4rem;
  box-shadow: 0 2px 8px rgba(0, 42, 92, 0.05);
}
.formal-section h2,
.formal-section h3 {
  color: var(--azul);
  font-size: 1.1rem;
  margin-bottom: 0.8rem;
  display: flex;
  align-items: center;
  gap: 0.5rem;
}
.formal-section h2::before {
  content: "";
  width: 4px;
  height: 1.1em;
  background: var(--verde);
  border-radius: 4px;
  flex-shrink: 0;
}

/* ── List Items ── */
.formal-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 0.5rem;
}
.formal-list li {
  background: var(--superficie);
  border: 1px solid #e6ebf0;
  border-radius: 10px;
  padding: 0.65rem 0.9rem;
  color: var(--texto);
  font-size: 0.88rem;
  display: flex;
  align-items: flex-start;
  gap: 0.5rem;
  transition: all 0.2s ease;
  line-height: 1.45;
}
.formal-list li:hover {
  border-color: var(--verde);
  background: linear-gradient(135deg, #f8fcf5, #f2f9ed);
  transform: translateX(3px);
  box-shadow: 0 2px 8px rgba(122, 193, 66, 0.1);
}
.formal-list li i {
  color: var(--verde);
  flex-shrink: 0;
  margin-top: 0.15rem;
  font-size: 0.9rem;
}

/* ── Benefit Cards (new) ── */
.formal-benefits-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(220px, 1fr));
  gap: 0.75rem;
  list-style: none;
  padding: 0;
  margin: 0;
}
.formal-benefit-card {
  background: #fff;
  border: 1px solid var(--borde);
  border-radius: 12px;
  padding: 1rem;
  text-align: center;
  transition: all 0.25s ease;
  position: relative;
  overflow: hidden;
}
.formal-benefit-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--azul), var(--verde));
}
.formal-benefit-card:hover {
  border-color: var(--verde);
  transform: translateY(-3px);
  box-shadow: 0 8px 24px rgba(0, 42, 92, 0.1);
}
.formal-benefit-card .benefit-icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: linear-gradient(
    135deg,
    rgba(0, 42, 92, 0.08),
    rgba(0, 42, 92, 0.04)
  );
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 0.6rem;
  color: var(--azul);
  font-size: 1.1rem;
}
.formal-benefit-card strong {
  display: block;
  color: var(--azul);
  font-size: 0.85rem;
  margin-bottom: 0.25rem;
}
.formal-benefit-card p,
.formal-benefit-card span {
  color: var(--texto-suave);
  font-size: 0.8rem;
  margin: 0;
  line-height: 1.4;
}

/* ── Media ── */
.formal-media {
  background: var(--superficie);
  border: 1px solid #e6ebf0;
  border-radius: var(--radius-base, 14px);
  padding: 0.4rem;
  overflow: hidden;
}
.formal-media img {
  border-radius: calc(var(--radius-base, 14px) - 4px);
}

/* ── CTA Button ── */
.formal-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.4rem;
  border-radius: 10px;
  padding: 0.65rem 1.3rem;
  text-decoration: none;
  font-weight: 700;
  font-size: 0.88rem;
  background: var(--azul);
  color: #fff;
  border: none;
  transition: all 0.25s ease;
  box-shadow: 0 4px 16px rgba(0, 42, 92, 0.18);
}
.formal-cta:hover {
  background: var(--acento);
  color: #fff;
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(0, 42, 92, 0.22);
}
.formal-cta-outline {
  background: transparent;
  color: var(--azul);
  border: 2px solid var(--azul);
  box-shadow: none;
}
.formal-cta-outline:hover {
  background: var(--azul);
  color: #fff;
}

/* ── Simulator CTA Bar ── */
.formal-sim {
  margin-top: 1.2rem;
  background: linear-gradient(160deg, var(--azul) 0%, var(--acento) 100%);
  border-radius: var(--radius-base, 14px);
  padding: 1.4rem 1.6rem;
  color: #fff;
  position: relative;
  overflow: hidden;
}
.formal-sim::before {
  content: "";
  position: absolute;
  top: -50%;
  right: -10%;
  width: 180px;
  height: 180px;
  background: rgba(122, 193, 66, 0.15);
  border-radius: 50%;
}
.formal-sim h3 {
  color: #fff;
  font-size: 1.05rem;
  margin-bottom: 0.15rem;
}
.formal-sim p {
  margin-bottom: 0;
  color: rgba(255, 255, 255, 0.85);
  font-size: 0.85rem;
}
.formal-sim .formal-cta {
  background: #fff;
  color: var(--azul);
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.12);
  position: relative;
  z-index: 1;
}
.formal-sim .formal-cta:hover {
  background: #f0f4fa;
  transform: translateY(-2px);
}

/* ================================================================
   FORMULARIOS RECLAMOS Y SEGURIDAD DE DATOS
   ================================================================ */
.form-card-main {
  background: #fff;
  border: 1px solid var(--borde);
  border-radius: var(--radius);
  box-shadow: var(--sombra-sm);
  padding: 2rem 1.5rem;
  margin-bottom: 2.5rem;
}
.form-section-title {
  color: var(--azul);
  font-weight: 800;
  font-size: 1.15rem;
  margin-bottom: 1.2rem;
  border-bottom: 2px solid var(--superficie);
  padding-bottom: 0.5rem;
  display: flex;
  align-items: center;
  gap: 0.5rem;
}
.form-label,
.form-card-main .form-label {
  color: var(--texto);
  font-weight: 600;
  font-size: 0.98rem;
  margin-bottom: 0.3rem;
}
.form-control,
.form-select {
  border: 1.5px solid var(--borde);
  border-radius: 8px;
  font-size: 1rem;
  padding: 0.65rem 0.85rem;
  color: var(--texto);
  background: var(--superficie);
  transition:
    border-color var(--t),
    box-shadow var(--t);
}
.form-control:focus,
.form-select:focus {
  border-color: var(--azul);
  box-shadow: 0 0 0 2px rgba(0, 42, 92, 0.1);
  outline: none;
}
.form-control[readonly],
.form-control:disabled {
  background: #f3f6f9;
  color: var(--texto-suave);
}
.form-check-input:checked {
  background-color: var(--verde);
  border-color: var(--verde);
}
.form-check-input:focus {
  box-shadow: 0 0 0 2px rgba(122, 193, 66, 0.15);
}
.alert-success {
  background: rgba(122, 193, 66, 0.1);
  border-left: 4px solid var(--verde);
  color: var(--azul);
}
.alert-danger {
  background: rgba(220, 53, 69, 0.08);
  border-left: 4px solid var(--peligro);
  color: var(--peligro);
}
.alert-info {
  background: #e3f2fd;
  border-left: 5px solid var(--acento);
  color: var(--azul);
}
.btn-primary,
.btn.btn-primary {
  background: linear-gradient(135deg, var(--azul), var(--acento));
  color: #fff;
  border: none;
  font-weight: 700;
  border-radius: 10px;
  padding: 0.7rem 2.2rem;
  box-shadow: var(--sombra-xs);
  transition:
    background var(--t),
    box-shadow var(--t);
}
.btn-primary:hover,
.btn.btn-primary:hover {
  background: linear-gradient(135deg, var(--acento), var(--azul));
  color: #fff;
  box-shadow: var(--sombra-md);
}
.btn-secondary,
.btn.btn-secondary {
  background: var(--borde);
  color: var(--texto);
  border: none;
  font-weight: 600;
  border-radius: 10px;
  padding: 0.7rem 2.2rem;
  transition: background var(--t);
}
.btn-secondary:hover,
.btn.btn-secondary:hover {
  background: var(--gris);
  color: var(--azul);
}
.form-check-label strong {
  color: var(--acento);
}
.form-text {
  color: var(--texto-suave);
  font-size: 0.88rem;
}
.form-section {
  margin-bottom: 2.2rem;
  padding-bottom: 1.5rem;
  border-bottom: 1px solid var(--borde);
}
.form-section:last-child {
  border-bottom: none;
  margin-bottom: 0;
  padding-bottom: 0;
}
.form-actions {
  margin-top: 2.2rem;
  display: flex;
  gap: 1.2rem;
  justify-content: center;
}
.form-actions .btn {
  min-width: 140px;
}

/* ── Highlight / Stats strip ── */
.formal-highlights {
  display: flex;
  gap: 0.75rem;
  flex-wrap: wrap;
  margin-top: 1rem;
}
.formal-highlight-item {
  flex: 1;
  min-width: 140px;
  background: linear-gradient(
    135deg,
    rgba(0, 42, 92, 0.04),
    rgba(0, 42, 92, 0.02)
  );
  border: 1px solid rgba(0, 42, 92, 0.08);
  border-radius: 12px;
  padding: 0.8rem;
  text-align: center;
}
.formal-highlight-item .highlight-value {
  display: block;
  font-size: 1.3rem;
  font-weight: 800;
  color: var(--azul);
  line-height: 1.2;
}
.formal-highlight-item .highlight-label {
  font-size: 0.72rem;
  color: var(--texto-suave);
  text-transform: uppercase;
  letter-spacing: 0.3px;
  font-weight: 600;
}

/* ── Tasas image frame ── */
.formal-tasas-frame {
  background: #fff;
  border: 1px solid var(--borde);
  border-radius: var(--radius-base, 14px);
  padding: 1rem;
  box-shadow: 0 4px 16px rgba(0, 42, 92, 0.08);
  position: relative;
}
.formal-tasas-frame::before {
  content: "Tasas vigentes";
  position: absolute;
  top: -0.6rem;
  left: 1.2rem;
  background: var(--verde);
  color: #fff;
  font-size: 0.68rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  padding: 0.15rem 0.6rem;
  border-radius: 6px;
}
.formal-tasas-frame img {
  width: 100%;
  border-radius: calc(var(--radius-base, 14px) - 6px);
}

/* ── Tabla de tasas ── */
.tasas-table {
  border-collapse: separate;
  border-spacing: 0;
  width: 100%;
  font-size: 0.85rem;
}
.tasas-table thead th {
  background: linear-gradient(135deg, var(--azul), var(--acento));
  color: #fff;
  font-weight: 700;
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.3px;
  padding: 0.65rem 0.8rem;
  border: none;
  white-space: nowrap;
}
.tasas-table thead th:first-child {
  border-radius: 10px 0 0 0;
}
.tasas-table thead th:last-child {
  border-radius: 0 10px 0 0;
}
.tasas-table tbody td {
  padding: 0.6rem 0.8rem;
  border-bottom: 1px solid #eef1f4;
  color: var(--texto);
  vertical-align: middle;
}
.tasas-table tbody tr:hover td {
  background: rgba(122, 193, 66, 0.06);
}
.tasas-table tbody tr:last-child td {
  border-bottom: none;
}
.tasas-table tbody td:last-child,
.tasas-table tbody td:nth-last-child(2) {
  font-weight: 700;
  color: var(--azul);
}
.tasas-nota {
  background: rgba(0, 42, 92, 0.04);
  border-left: 3px solid var(--azul);
  border-radius: 0 8px 8px 0;
  padding: 0.6rem 0.9rem;
  font-size: 0.78rem;
  color: var(--texto-suave);
  line-height: 1.5;
}

/* ================================================================
   TASAS – HERO + TARJETAS VISUALES
   ================================================================ */

/* ── Hero de tasas ── */
.rate-hero {
  background: linear-gradient(
    135deg,
    var(--azul) 0%,
    #1a3d6b 55%,
    #2d5980 100%
  );
  color: #fff;
  padding: 2.5rem 0 2rem;
  position: relative;
  overflow: hidden;
}
.rate-hero::after {
  content: "";
  position: absolute;
  right: -8%;
  top: -40%;
  width: 420px;
  height: 420px;
  border-radius: 50%;
  background: rgba(122, 193, 66, 0.09);
  pointer-events: none;
}
.rate-hero::before {
  content: "";
  position: absolute;
  left: -6%;
  bottom: -50%;
  width: 300px;
  height: 300px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.04);
  pointer-events: none;
}
.rate-hero-icon-wrap {
  width: 64px;
  height: 64px;
  min-width: 64px;
  border-radius: 50%;
  background: rgba(122, 193, 66, 0.2);
  border: 2px solid rgba(122, 193, 66, 0.5);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
  position: relative;
  z-index: 1;
}
.rate-hero-title {
  font-size: clamp(1.35rem, 3vw, 1.9rem);
  font-weight: 800;
  margin-bottom: 0.3rem;
  position: relative;
  z-index: 1;
}
.rate-hero-sub {
  opacity: 0.75;
  font-size: 0.95rem;
  margin: 0;
  position: relative;
  z-index: 1;
}
.rate-vigencia-badge {
  text-align: center;
  background: rgba(122, 193, 66, 0.18);
  border: 1.5px solid rgba(122, 193, 66, 0.6);
  border-radius: 12px;
  padding: 0.65rem 1.25rem;
  min-width: 120px;
  flex-shrink: 0;
  position: relative;
  z-index: 1;
}
.rate-vigencia-label {
  font-size: 0.62rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  opacity: 0.7;
  display: block;
  margin-bottom: 0.15rem;
}
.rate-vigencia-val {
  font-size: 1.05rem;
  font-weight: 800;
  color: #7ac142;
  display: block;
  line-height: 1.2;
}

/* ── Sección contenedor ── */
.rate-section {
  padding: 2.5rem 0 1rem;
}

/* ── Grid de tarjetas ── */
.rate-cards-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(230px, 1fr));
  gap: 1.5rem;
  margin-bottom: 2rem;
}

/* ── Tarjeta de tasa ── */
.rate-card {
  background: #fff;
  border-radius: 18px;
  overflow: hidden;
  box-shadow: 0 4px 18px rgba(0, 42, 92, 0.1);
  border: 1px solid #e4ecf5;
  transition:
    transform 0.22s ease,
    box-shadow 0.22s ease;
}
.rate-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 14px 36px rgba(0, 42, 92, 0.18);
}
.rate-card-top {
  background: linear-gradient(135deg, var(--azul) 0%, #1a3d6b 100%);
  padding: 1.1rem 1.25rem 0.85rem;
  color: #fff;
}
.rate-card-top-icon {
  font-size: 0.85rem;
  opacity: 0.6;
  margin-bottom: 0.3rem;
}
.rate-card-title {
  font-size: 0.84rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  line-height: 1.3;
}
.rate-card-body {
  padding: 1.25rem 1.25rem 0.75rem;
}
.rate-block {
  text-align: center;
  padding: 0.85rem 0;
}
.rate-block + .rate-block {
  border-top: 1px solid #edf2f7;
}
.rate-block-label {
  display: block;
  font-size: 0.65rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  font-weight: 700;
  color: #8a9bb0;
  margin-bottom: 0.35rem;
}
.rate-block-pct {
  display: block;
  font-size: 2.4rem;
  font-weight: 900;
  line-height: 1;
  color: var(--azul);
  font-family: var(--font-ui);
}
.rate-block-pct sup {
  font-size: 1.1rem;
  font-weight: 700;
  vertical-align: super;
}
.rate-block-pct.green {
  color: #3a8f10;
  font-size: 1.9rem;
}
.rate-card-footer {
  padding: 0.55rem 1.25rem 0.7rem;
  background: #f5f8fc;
  border-top: 1px solid #e4ecf5;
  font-size: 0.68rem;
  color: #8a9bb0;
  text-align: center;
  font-weight: 600;
}

/* ── Nota legal ── */
.rate-nota {
  background: rgba(0, 42, 92, 0.04);
  border-left: 3px solid var(--verde);
  border-radius: 0 8px 8px 0;
  padding: 0.75rem 1rem;
  font-size: 0.78rem;
  color: var(--texto-suave);
  margin-bottom: 2rem;
  line-height: 1.5;
}

/* ── Responsive ── */
@media (max-width: 767px) {
  .rate-hero {
    padding: 1.75rem 0 1.5rem;
  }
  .rate-hero-title {
    font-size: 1.2rem;
  }
  .rate-vigencia-badge {
    min-width: 100px;
    padding: 0.5rem 0.9rem;
  }
  .rate-cards-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 1rem;
  }
  .rate-block-pct {
    font-size: 2rem;
  }
}
@media (max-width: 480px) {
  .rate-cards-grid {
    grid-template-columns: 1fr;
  }
}

/* ================================================================
   RECLAMOS – HERO + FORMULARIO
   ================================================================ */

/* ── Hero reclamos ── */
.reclamo-hero {
  background: linear-gradient(
    135deg,
    var(--azul) 0%,
    #1e4a7a 60%,
    #2d5980 100%
  );
  color: #fff;
  padding: 2.25rem 0 1.75rem;
  position: relative;
  overflow: hidden;
}
.reclamo-hero::after {
  content: "";
  position: absolute;
  right: -5%;
  top: -35%;
  width: 380px;
  height: 380px;
  border-radius: 50%;
  background: rgba(122, 193, 66, 0.08);
  pointer-events: none;
}
.reclamo-hero-icon {
  width: 60px;
  height: 60px;
  min-width: 60px;
  border-radius: 50%;
  background: rgba(122, 193, 66, 0.2);
  border: 2px solid rgba(122, 193, 66, 0.5);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  position: relative;
  z-index: 1;
}
.reclamo-hero-title {
  font-size: clamp(1.2rem, 2.5vw, 1.7rem);
  font-weight: 800;
  margin-bottom: 0.25rem;
  position: relative;
  z-index: 1;
}
.reclamo-hero-sub {
  opacity: 0.75;
  font-size: 0.9rem;
  margin: 0;
  position: relative;
  z-index: 1;
}
.reclamo-stat {
  display: flex;
  flex-direction: column;
  align-items: center;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: 10px;
  padding: 0.6rem 1rem;
  min-width: 80px;
  position: relative;
  z-index: 1;
}
.reclamo-stat-val {
  font-size: 1.3rem;
  font-weight: 900;
  color: #7ac142;
  line-height: 1.1;
}
.reclamo-stat-lbl {
  font-size: 0.6rem;
  opacity: 0.7;
  text-align: center;
  line-height: 1.3;
  margin-top: 0.15rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

/* ── Sección contenedor ── */
.reclamo-page {
  padding: 2rem 0 2.5rem;
}

/* ── Tarjeta del formulario ── */
.reclamo-form-card {
  background: #fff;
  border-radius: 18px;
  overflow: hidden;
  box-shadow: 0 4px 24px rgba(0, 42, 92, 0.1);
  border: 1px solid #e4ecf5;
}
.reclamo-form-header {
  background: linear-gradient(135deg, var(--azul), #1e4a7a);
  color: #fff;
  padding: 1rem 1.5rem;
  font-size: 0.88rem;
  font-weight: 700;
  letter-spacing: 0.03em;
}
.reclamo-label {
  display: block;
  font-weight: 700;
  font-size: 0.82rem;
  margin-bottom: 0.4rem;
  color: var(--texto);
}
.reclamo-input {
  border-radius: 10px;
  border: 1.5px solid #d8e3ee;
  padding: 0.6rem 0.9rem;
  font-size: 0.88rem;
  transition:
    border-color 0.2s,
    box-shadow 0.2s;
}
.reclamo-input:focus {
  border-color: var(--azul);
  box-shadow: 0 0 0 3px rgba(0, 42, 92, 0.1);
  outline: none;
}

/* Tipo de solicitud – radio cards */
.reclamo-tipo-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0.6rem;
}
.reclamo-tipo-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.3rem;
  padding: 0.75rem 0.5rem;
  border-radius: 12px;
  border: 2px solid #e4ecf5;
  background: #fff;
  cursor: pointer;
  transition: all 0.18s ease;
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--texto-suave);
  text-align: center;
}
.reclamo-tipo-card:hover {
  border-color: var(--tc, var(--azul));
  color: var(--tc, var(--azul));
  background: rgba(0, 42, 92, 0.03);
}
.reclamo-tipo-card.selected,
.reclamo-tipo-card:has(input:checked) {
  border-color: var(--tc, var(--azul));
  background: color-mix(in srgb, var(--tc, var(--azul)) 10%, transparent);
  color: var(--tc, var(--azul));
  box-shadow: 0 2px 10px rgba(0, 42, 92, 0.12);
}

/* JS fallback for :has() */
.reclamo-tipo-card.selected {
  border-color: var(--tc);
  background: color-mix(in srgb, var(--tc) 10%, white);
  color: var(--tc);
}

/* Botón enviar */
.reclamo-btn-send {
  width: 100%;
  padding: 0.85rem;
  background: linear-gradient(135deg, var(--azul), #1e4a7a);
  color: #fff;
  border: none;
  border-radius: 12px;
  font-size: 0.95rem;
  font-weight: 800;
  cursor: pointer;
  transition:
    opacity 0.2s,
    transform 0.15s;
  display: flex;
  align-items: center;
  justify-content: center;
}
.reclamo-btn-send:hover {
  opacity: 0.9;
  transform: translateY(-1px);
}

/* ── Tarjetas info lateral ── */
.reclamo-info-card {
  background: #fff;
  border-radius: 16px;
  padding: 1.25rem;
  box-shadow: 0 2px 12px rgba(0, 42, 92, 0.08);
  border: 1px solid #e4ecf5;
}
.reclamo-info-card--shield {
  border-left: 4px solid var(--verde);
}
.reclamo-info-title {
  font-size: 0.88rem;
  font-weight: 800;
  color: var(--azul);
  margin-bottom: 1rem;
}
.reclamo-info-card p {
  font-size: 0.8rem;
  color: var(--texto-suave);
  line-height: 1.5;
  margin-bottom: 0.5rem;
}
.reclamo-canal {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  padding: 0.4rem 0;
  font-size: 0.82rem;
  color: var(--texto-suave);
  border-bottom: 1px solid #edf2f7;
}
.reclamo-canal:last-child {
  border-bottom: none;
}
.reclamo-canal i {
  font-size: 1rem;
  color: var(--azul);
  flex-shrink: 0;
}

/* ── Confirmación ── */
.reclamo-success {
  text-align: center;
  padding: 4rem 1rem;
}
.reclamo-success-icon {
  width: 80px;
  height: 80px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--verde), #4a9e1e);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 2.2rem;
  color: #fff;
  margin-bottom: 1.25rem;
  box-shadow: 0 6px 20px rgba(122, 193, 66, 0.4);
}
.reclamo-success h2 {
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--azul);
  margin-bottom: 0.5rem;
}
.reclamo-success p {
  color: var(--texto-suave);
  font-size: 0.95rem;
  max-width: 480px;
  margin: 0 auto;
  line-height: 1.6;
}

/* ── Responsive ── */
@media (max-width: 767px) {
  .reclamo-hero {
    padding: 1.5rem 0 1.25rem;
  }
  .reclamo-tipo-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .reclamo-form-card .p-md-4 {
    padding: 1rem !important;
  }
}

/* ── Reclamos Steps ── */
.reclamos-steps {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  margin-top: 0.75rem;
}
.reclamo-step {
  display: flex;
  gap: 0.75rem;
  align-items: flex-start;
}
.reclamo-step .step-num {
  width: 32px;
  height: 32px;
  min-width: 32px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--azul), var(--acento));
  color: #fff;
  font-weight: 800;
  font-size: 0.8rem;
  display: flex;
  align-items: center;
  justify-content: center;
}
.reclamo-step strong {
  display: block;
  color: var(--azul);
  font-size: 0.85rem;
  margin-bottom: 0.1rem;
}
.reclamo-step p {
  color: var(--texto-suave);
  font-size: 0.78rem;
  margin: 0;
  line-height: 1.4;
}

/* ================================================================
   MISIÓN / VISIÓN
   ================================================================ */
.banner-valores {
  width: 100%;
  height: 360px;
  position: relative;
  overflow: hidden;
}
.banner-bg {
  width: 100%;
  height: auto !important;
  object-fit: contain !important;
  display: block;
}
.banner-overlay {
  position: absolute;
  inset: 0;
}

.contenedor-valores {
  background: linear-gradient(180deg, #f8fafb, #fff);
}
.card-mision {
  background: #fff;
  border-radius: var(--radius-base, 14px);
  border-left: 5px solid var(--azul);
  box-shadow: var(--sombra-sm);
}
.icon-valor {
  width: 80px;
  filter: drop-shadow(0 2px 4px rgba(0, 0, 0, 0.1));
}
.titulo-valor {
  color: var(--azul);
  font-size: 1.6rem;
}
.texto-valor {
  color: var(--texto-suave);
  font-size: 1.05rem;
  line-height: 1.7;
}

@media (max-width: 768px) {
  .banner-valores {
    height: auto;
  }
  .banner-bg {
    position: relative;
    height: auto;
    max-height: 100%;
    width: 100%;
  }
}

/* ================================================================
   TARJETA DE DÉBITO
   ================================================================ */
.tarjeta-img {
  max-width: 320px;
  width: 100%;
}
@media (min-width: 992px) {
  .tarjeta-img {
    margin-top: 20px;
  }
}

/* ================================================================
   SIMULADOR
   ================================================================ */
.simulador {
  --sim-bg-soft: #f5f8ff;
  --sim-border: #dbe4f3;
  --sim-success: var(--verde);
  --sim-primary: var(--azul);
  --sim-muted: #6b7280;
}

.simulador-wrapper {
  max-width: 1200px;
  margin: 0 auto;
  padding: 1.5rem 1rem 3rem;
}
.sim-actions {
  display: flex;
  justify-content: center;
  gap: 1rem;
  margin-top: 1.5rem;
}
.sim-actions .btn-primary-custom {
  min-width: 220px;
  font-weight: 700;
}
.sim-actions .btn-outline-secondary {
  min-width: 140px;
}

.sim-row {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 420px;
  gap: 1.75rem;
  align-items: start;
}

.card-surface {
  background: #fff;
  border-radius: var(--radius-base, 14px);
  padding: 1.6rem;
  box-shadow: var(--sombra-md);
}

.resumen-box {
  max-width: 100%;
  border-radius: var(--radius-base, 14px);
  padding: 1.6rem;
  border: 1px solid var(--sim-border);
}
.resumen-box h6 {
  font-weight: 700;
  margin-bottom: 0.8rem;
  color: var(--sim-primary);
}

.resumen-top {
  display: flex;
  justify-content: center;
  gap: 3rem;
  padding-bottom: 1rem;
  border-bottom: 1px dashed var(--sim-border);
}
.res-label {
  font-size: 0.8rem;
  color: var(--sim-muted);
}
.res-amount {
  font-weight: 800;
  font-size: 1.3rem;
  color: var(--sim-success);
}

.cuota-total {
  font-size: 2.9rem;
  font-weight: 900;
  margin: 1.2rem 0 0.3rem;
  color: var(--sim-success);
  letter-spacing: -1px;
}
.cuota-detalle {
  font-size: 0.85rem;
  color: var(--sim-muted);
}

.resumen-detalle {
  margin-top: 1.6rem;
  border-top: 1px dashed var(--sim-border);
  padding-top: 1rem;
}
.detalle-item {
  display: flex;
  justify-content: space-between;
  padding: 0.35rem 0;
  font-size: 0.85rem;
  color: #374151;
}
.detalle-item span:last-child {
  font-weight: 600;
}

.plazo-box {
  margin-top: 1.5rem;
  padding-top: 1.2rem;
  border-top: 2px solid var(--sim-border);
}
.card-result {
  display: flex;
  align-items: center;
  gap: 0.9rem;
  padding: 0.9rem;
  border-radius: var(--radius-base, 14px);
  background: linear-gradient(180deg, #fff, var(--sim-bg-soft));
  border: 1px solid var(--sim-border);
  margin-bottom: 0.7rem;
  transition: var(--transicion);
}
.card-result .icon-circle {
  width: 46px;
  height: 46px;
  border-radius: 12px;
  background: linear-gradient(135deg, var(--sim-primary), #163db8);
  color: #fff;
  font-size: 1.2rem;
  display: flex;
  align-items: center;
  justify-content: center;
}
.result-text {
  flex: 1;
  font-weight: 600;
  font-size: 0.9rem;
}
.result-value {
  font-weight: 800;
  color: var(--sim-success);
}
.card-result:hover {
  transform: translateY(-3px);
  box-shadow: var(--sombra-md);
}

.resumen-box,
.plazo-box {
  animation: fadeUp 0.35s ease;
}
@keyframes fadeUp {
  from {
    opacity: 0;
    transform: translateY(10px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@media (max-width: 900px) {
  .sim-row {
    grid-template-columns: 1fr;
  }
  .cuota-total {
    font-size: 2.3rem;
  }
}

/* ================================================================
   SECCIÓN APP
   ================================================================ */
.laptop-inline {
  max-height: 200px;
  width: auto;
  filter: drop-shadow(0 8px 16px rgba(0, 0, 0, 0.1));
  transition: transform var(--transicion);
}
.mobile-inline {
  max-height: 180px;
  width: auto;
  filter: drop-shadow(0 10px 20px rgba(0, 0, 0, 0.15));
  animation: float 3s ease-in-out infinite;
  transition: transform var(--transicion);
}
.laptop-inline-large {
  max-height: 280px;
  width: auto;
  filter: drop-shadow(0 8px 16px rgba(0, 0, 0, 0.1));
  transition: transform var(--transicion);
}
.mobile-inline-large {
  max-height: 250px;
  width: auto;
  filter: drop-shadow(0 10px 20px rgba(0, 0, 0, 0.15));
  animation: float 3s ease-in-out infinite;
  transition: transform var(--transicion);
}
.laptop-inline:hover,
.mobile-inline:hover,
.laptop-inline-large:hover,
.mobile-inline-large:hover {
  transform: scale(1.05);
}

@keyframes float {
  0%,
  100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-8px);
  }
}

.btn-minimal {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.75rem 1.5rem;
  border: 2px solid #e0e0e0;
  border-radius: 50px;
  background: #fff;
  color: #666;
  text-decoration: none;
  font-weight: 500;
  font-size: 0.9rem;
  transition: all 0.3s ease;
  min-width: 100px;
  justify-content: center;
}

.btn-minimal:hover {
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
  text-decoration: none;
}

.btn-minimal i {
  font-size: 1.1rem;
}

.servicios-digitales {
  background: #fff;
}
.servicios-digitales h3 {
  font-size: 1.8rem;
}
.servicios-digitales p {
  font-size: 1.05rem;
}

@media (max-width: 768px) {
  .laptop-inline {
    max-height: 150px;
  }
  .mobile-inline {
    max-height: 130px;
  }
  .laptop-inline-large {
    max-height: 200px;
  }
  .mobile-inline-large {
    max-height: 170px;
  }
  .btn-minimal {
    font-size: 0.82rem;
    padding: 0.55rem 1.2rem;
    min-width: 90px;
  }
  .btn-minimal i {
    font-size: 1rem;
  }
  .servicios-digitales h3 {
    font-size: 1.5rem;
  }
}

/* ================================================================
   RESPONSIVE GLOBAL
   ================================================================ */
@media (max-width: 576px) {
  body {
    padding-top: 64px;
  }
  .hero-institutional {
    padding: 2rem 0 1.5rem;
  }
  .hero-headline {
    font-size: 1.5rem;
  }
}
/* ========================== PANTALLA PRINCIPAL ==============================*/
/* Hero Carrusel */

.hero .carousel-item {
  min-height: 500px;
  display: flex;
  align-items: center;
  justify-content: center;
}

/* Fondos de cada slide */
.hero-slide-1 {
  background:
    linear-gradient(rgba(14, 49, 146, 0.034), rgba(14, 49, 146, 0.089)),
    url("../img/publicidad1.jpg") center/cover no-repeat;
}
.hero-slide-2 {
  background:
    linear-gradient(rgba(14, 49, 146, 0.034), rgba(14, 49, 146, 0.089)),
    url("../img/publicidad2.png") center/cover no-repeat;
}
.hero-slide-3 {
  background:
    linear-gradient(rgba(14, 49, 146, 0.034), rgba(14, 49, 146, 0.089)),
    url("../img/publicidad3.png") center/cover no-repeat;
}

.hero-content {
  max-width: 800px;
}

.carousel-indicators [data-bs-target] {
  background-color: var(--blanco);
  width: 12px;
  height: 12px;
  border-radius: 50%;
}

.hero .cta {
  background: var(--verde);
  border-radius: 40px;
  padding: 0.8rem 1.6rem;
  color: var(--blanco);
  border: none;
}

/* Utilidades */
.section-title {
  color: var(--azul);
  font-weight: 700;
  margin-bottom: 1.5rem;
}
.badge-accent {
  background: var(--verde);
  color: var(--blanco);
  border-radius: 999px;
  padding: 0.25rem 0.6rem;
  font-weight: 600;
}
.back-to-top {
  position: fixed;
  right: 18px;
  bottom: 18px;
  z-index: 9999;
  background: var(--azul);
  color: var(--blanco);
  border-radius: 50%;
  width: 48px;
  height: 48px;
  display: none;
  align-items: center;
  justify-content: center;
  box-shadow: 0 6px 18px rgba(0, 0, 0, 0.2);
  cursor: pointer;
  transition: opacity 0.3s;
}

.back-to-top svg {
  width: 20px;
  height: 20px;
}

/* Sección Beneficios con fondo sólido */
.hero-benefits {
  background:
    linear-gradient(rgba(14, 49, 146, 0.4), rgba(14, 49, 146, 0.4)),
    url("../img/SECSION1/FONDO.png") center/cover no-repeat;
  color: #222;
  padding: 60px 0;
  position: relative;
}

/* Separadores degradados entre tarjetas */
.hero-benefits .col-md-4:not(:last-child)::after {
  content: "";
  position: absolute;
  right: 0;
  top: 50%;
  transform: translateY(-50%);
  width: 1px;
  height: 70%;
  background: linear-gradient(
    to bottom,
    rgba(255, 255, 255, 0) 0%,
    rgba(255, 255, 255, 0.4) 20%,
    rgba(255, 255, 255, 0.6) 50%,
    rgba(255, 255, 255, 0.4) 80%,
    rgba(255, 255, 255, 0) 100%
  );
}

.hero-benefits .col-md-4 {
  position: relative;
}

/* Cards de Beneficios */
.hero-benefits .card {
  transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
  position: relative;
  opacity: 0.92;
}

.hero-benefits .card::after {
  content: "";
  position: absolute;
  bottom: 0;
  left: 50%;
  transform: translateX(-50%);
  width: 0;
  height: 3px;
  background: linear-gradient(90deg, transparent, var(--verde), transparent);
  transition: width 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

.hero-benefits .card-body {
  transition: all 0.3s ease;
}

.hero-benefits .card-body img {
  height: 220px;
  object-fit: cover;
  border-radius: 0;
  box-shadow: none;
  transition: all 0.3s ease;
}

.hero-benefits h3 {
  font-size: 1.5rem;
  font-weight: 700;
  margin-bottom: 0.4rem;
  color: #f8f8f8;
  transition: color 0.3s ease;
}

.hero-benefits p {
  font-size: 1rem;
  margin-bottom: 1rem;
  color: #f8f8f8;
  transition: color 0.3s ease;
}

.hero-benefits .badge {
  border-radius: 20px;
  font-size: 0.9rem;
  font-weight: 500;
  transition: all 0.3s ease;
}

/* Hover minimalista: fade + elevación + línea inferior */
.hero-benefits .card:hover {
  transform: translateY(-4px);
  opacity: 1;
}

.hero-benefits .card:hover::after {
  width: 80%;
}

.hero-benefits .card:hover img {
  transform: scale(1.02);
}

.hero-benefits .card:hover h3 {
  color: #ffffff;
}

.hero-benefits .card:hover .badge {
  background: #1e9a32 !important;
}

/* Responsive: ocultar separadores en móvil */
@media (max-width: 767px) {
  .hero-benefits .col-md-4::after {
    display: none;
  }
}

/*SERVICIOS*/
.servicios-digitales {
  background: #fff;
}

.servicios-digitales h3 {
  font-size: 1.8rem;
}

.servicios-digitales p {
  font-size: 1.05rem;
}

.servicios-digitales .btn {
  border-radius: 50px;
  font-weight: 600;
}

.servicios-digitales img {
  transition: transform 0.3s ease;
}

.servicios-digitales img:hover {
  transform: scale(1.05);
}

/* ========================== SECCIÓN APP CON BOTONES MINIMALISTAS ==============================*/
.laptop-inline {
  max-height: 200px;
  width: auto;
  filter: drop-shadow(0 8px 16px rgba(0, 0, 0, 0.1));
  transition: transform 0.3s ease;
}

.mobile-inline {
  max-height: 180px;
  width: auto;
  filter: drop-shadow(0 10px 20px rgba(0, 0, 0, 0.15));
  animation: float 3s ease-in-out infinite;
  transition: transform 0.3s ease;
}

/* Imágenes más grandes para el nuevo layout */
.laptop-inline-large {
  max-height: 280px;
  width: auto;
  filter: drop-shadow(0 8px 16px rgba(0, 0, 0, 0.1));
  transition: transform 0.3s ease;
}

.mobile-inline-large {
  max-height: 250px;
  width: auto;
  filter: drop-shadow(0 10px 20px rgba(0, 0, 0, 0.15));
  animation: float 3s ease-in-out infinite;
  transition: transform 0.3s ease;
}

.laptop-inline:hover,
.mobile-inline:hover,
.laptop-inline-large:hover,
.mobile-inline-large:hover {
  transform: scale(1.05);
}

/* Animación flotante para el móvil */
@keyframes float {
  0%,
  100% {
    transform: translateY(0px);
  }
  50% {
    transform: translateY(-8px);
  }
}

/* Botones minimalistas */
.btn-minimal {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.75rem 1.5rem;
  border: 2px solid #e0e0e0;
  border-radius: 50px;
  background: #fff;
  color: #666;
  text-decoration: none;
  font-weight: 500;
  font-size: 0.9rem;
  transition: all 0.3s ease;
  min-width: 100px;
  justify-content: center;
}

.btn-minimal:hover {
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
  text-decoration: none;
}

.btn-minimal i {
  font-size: 1.1rem;
}

/* Colores específicos para cada botón */
.btn-ios:hover {
  border-color: #000;
  color: #000;
  background: #f8f8f8;
}

.btn-android:hover {
  border-color: var(--verde);
  color: var(--verde);
  background: #f0f8f0;
}

.btn-web:hover {
  border-color: var(--azul);
  color: var(--azul);
  background: #f0f4ff;
}

.btn-visa:hover {
  border-color: var(--verde);
  color: var(--verde);
  background: #f0f8f0;
}

/* Botones de descarga limpios (para otras secciones) */
.servicios-digitales .btn {
  border-radius: 50px;
  font-weight: 600;
  transition: all 0.3s ease;
  text-decoration: none;
  border: 1px solid transparent;
}

.servicios-digitales .btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 15px rgba(0, 0, 0, 0.1);
}

.servicios-digitales .btn-dark {
  background: #000;
  color: #fff;
}

.servicios-digitales .btn-dark:hover {
  background: #333;
  color: #fff;
}

.servicios-digitales .btn-success:hover {
  background: #1e9a32;
  color: #fff;
}

.servicios-digitales .btn-primary:hover {
  background: #0a2470;
  color: #fff;
}

/* Iconos de Bootstrap Icons */
.servicios-digitales .bi {
  font-size: 1.1rem;
}

/* Responsive */
@media (max-width: 768px) {
  .laptop-inline {
    max-height: 150px;
  }

  .mobile-inline {
    max-height: 130px;
  }

  .laptop-inline-large {
    max-height: 200px;
  }

  .mobile-inline-large {
    max-height: 170px;
  }

  .btn-minimal {
    font-size: 0.85rem;
    padding: 0.6rem 1.2rem;
    min-width: 90px;
  }

  .btn-minimal i {
    font-size: 1rem;
  }

  .servicios-digitales h3 {
    font-size: 1.5rem;
  }
}

/* ========================== Pagina Ahorros ==============================*/
/* Fondo Hero */
.hero-ahorro-bg {
  background: url("../img/ahorros/ahorro-bg.jpg") center/cover no-repeat;
  min-height: 70vh;
  padding: 100px 0;
}

/* Texto del hero */
#hero-ahorro h1 {
  font-size: 2.5rem;
  text-shadow: 2px 2px 5px rgba(0, 0, 0, 0.5);
}

#hero-ahorro p {
  max-width: 700px;
  margin: 0 auto;
}

/* Sección Beneficios */
#beneficios ul li {
  margin-bottom: 10px;
}

/* ========================== MISION VISION  ==============================*/
/* ============================
   BANNER PRINCIPAL
============================ */
.banner-valores {
  width: 100%;
  height: 360px;
  position: relative;
  overflow: hidden;
}

.banner-bg {
  width: 100%;
  height: auto !important;
  object-fit: contain !important;
  display: block;
}

.banner-overlay {
  position: absolute;
  inset: 0;
}

/* ============================
   SECCIÓN VALORES
============================ */
.contenedor-valores {
  background: linear-gradient(180deg, #f8fafb, #fff);
}
.card-mision {
  background: #fff;
  border-radius: var(--radius-base, 14px);
  border-left: 5px solid var(--azul);
  box-shadow: var(--sombra-sm);
}
.icon-valor {
  width: 80px;
  filter: drop-shadow(0 2px 4px rgba(0, 0, 0, 0.1));
}
.titulo-valor {
  color: var(--azul);
  font-size: 1.6rem;
}
.texto-valor {
  color: var(--texto-suave);
  font-size: 1.05rem;
  line-height: 1.7;
}

@media (max-width: 768px) {
  .banner-valores {
    height: auto;
  }
  .banner-bg {
    position: relative;
    height: auto;
    max-height: 100%;
    width: 100%;
  }
}

/*-------------FOOTER-------------*/
footer {
  font-size: 0.8rem;
}

footer h5 {
  font-size: 0.85rem;
  text-transform: uppercase;
}

footer a {
  line-height: 1.4;
}

/*----------------TARJETAS DE DEBITO---------------*/
.tarjeta-img {
  max-width: 320px;
  width: 100%;
}
@media (min-width: 992px) {
  .tarjeta-img {
    margin-top: 20px;
  }
}

/* ===============================
   SIMULADOR – SOLO VISTA
================================ */

.simulador {
  --sim-bg-soft: #f5f8ff;
  --sim-border: #dbe4f3;
  --sim-success: var(--verde);
  --sim-primary: var(--azul);
  --sim-muted: #6b7280;
}

.simulador-wrapper {
  max-width: 1200px;
  margin: 0 auto;
  padding: 1.5rem 1rem 3rem;
}

.sim-actions {
  display: flex;
  justify-content: center;
  gap: 1rem;
  margin-top: 1.5rem;
}

.sim-actions .btn-primary-custom {
  min-width: 220px;
  font-weight: 700;
}

.sim-actions .btn-outline-secondary {
  min-width: 140px;
}

/* Layout */
.sim-row {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 420px;
  gap: 1.75rem;
  align-items: start;
}

/* Card base */
.card-surface {
  background: var(--blanco);
  border-radius: 16px;
  padding: 1.6rem;
  box-shadow: 0 10px 28px rgba(0, 0, 0, 0.08);
}

/* ===============================
   RESULTADOS – CRÉDITO
================================ */

.resumen-box {
  max-width: 100%;
  border-radius: 18px;
  padding: 1.6rem;
  border: 1px solid var(--sim-border);
}

.resumen-box h6 {
  font-weight: 700;
  margin-bottom: 0.8rem;
  color: var(--sim-primary);
}

/* Capital / InterÂs */
.resumen-top {
  display: flex;
  justify-content: center;
  gap: 3rem;
  padding-bottom: 1rem;
  border-bottom: 1px dashed var(--sim-border);
}

.res-label {
  font-size: 0.8rem;
  color: var(--sim-muted);
}

.res-amount {
  font-weight: 800;
  font-size: 1.3rem;
  color: var(--sim-success);
}

/* Cuota principal */
.cuota-total {
  font-size: 2.9rem;
  font-weight: 900;
  margin: 1.2rem 0 0.3rem;
  color: var(--sim-success);
  letter-spacing: -1px;
}

.cuota-detalle {
  font-size: 0.85rem;
  color: var(--sim-muted);
}

/* Detalle */
.resumen-detalle {
  margin-top: 1.6rem;
  border-top: 1px dashed var(--sim-border);
  padding-top: 1rem;
}

.detalle-item {
  display: flex;
  justify-content: space-between;
  padding: 0.35rem 0;
  font-size: 0.85rem;
  color: #374151;
}

.detalle-item span:last-child {
  font-weight: 600;
}

/* ===============================
   RESULTADOS – PLAZO FIJO
================================ */

.plazo-box {
  margin-top: 1.5rem;
  padding-top: 1.2rem;
  border-top: 2px solid var(--sim-border);
}

.card-result {
  display: flex;
  align-items: center;
  gap: 0.9rem;
  padding: 0.9rem;
  border-radius: 14px;
  background: linear-gradient(180deg, var(--blanco), var(--sim-bg-soft));
  border: 1px solid var(--sim-border);
  margin-bottom: 0.7rem;
  transition:
    transform 0.2s ease,
    box-shadow 0.2s ease;
}

.card-result .icon-circle {
  width: 46px;
  height: 46px;
  border-radius: 12px;
  background: linear-gradient(135deg, var(--sim-primary), #163db8);
  color: var(--blanco);
  font-size: 1.2rem;
  display: flex;
  align-items: center;
  justify-content: center;
}

.result-text {
  flex: 1;
  font-weight: 600;
  font-size: 0.9rem;
}

.result-value {
  font-weight: 800;
  color: var(--sim-success);
}

/* Hover */
.card-result:hover {
  transform: translateY(-3px);
  box-shadow: 0 10px 24px rgba(0, 0, 0, 0.12);
}

/* Animación */
.resumen-box,
.plazo-box {
  animation: fadeUp 0.35s ease;
}

/* Responsive */
@media (max-width: 900px) {
  .sim-row {
    grid-template-columns: 1fr;
  }

  .cuota-total {
    font-size: 2.3rem;
  }
}

.hero .carousel-item {
  min-height: 600px;
}

.hero::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(
    120deg,
    rgba(0, 42, 92, 0.7) 0%,
    rgba(45, 89, 128, 0.3) 65%,
    rgba(122, 193, 66, 0.15) 100%
  );
  pointer-events: none;
  z-index: 1;
}

.hero-overlay-card {
  position: absolute;
  left: 0;
  right: 0;
  bottom: 4.2rem;
  z-index: 3;
}

.hero-card-content {
  max-width: 680px;
  background: rgba(255, 255, 255, 0.94);
  border: 1px solid rgba(178, 183, 187, 0.4);
  border-left: 6px solid var(--verde);
  border-radius: 18px;
  padding: 1.4rem 1.6rem;
  box-shadow: 0 14px 30px rgba(0, 0, 0, 0.14);
}

.hero-kicker {
  display: inline-block;
  padding: 0.25rem 0.65rem;
  background: rgba(0, 42, 92, 0.08);
  color: var(--azul);
  font-size: 0.75rem;
  border-radius: 999px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 0.75rem;
}

.hero-card-content h1 {
  margin: 0;
  font-family: var(--font-heading);
  color: var(--azul);
  font-size: clamp(1.35rem, 2vw, 2.1rem);
}

.hero-card-content p {
  margin: 0.8rem 0 1.2rem;
  color: #4b5563;
  font-size: 1rem;
}

.hero-main-cta {
  display: inline-block;
  background: var(--verde);
  color: #12331b;
  text-decoration: none;
  border-radius: 999px;
  padding: 0.7rem 1.2rem;
  font-weight: 700;
  border: 1px solid rgba(0, 0, 0, 0.06);
}

.hero-main-cta:hover {
  background: #96cf68;
}

.hero-benefits {
  background: linear-gradient(180deg, #ffffff, #f8fbf6);
  padding: 75px 0;
}

.hero-benefits h3 {
  color: var(--azul);
}

.hero-benefits p {
  color: #475569;
}

.hero-benefits .badge {
  background: #ecf7e2 !important;
  color: #254413;
  border: 1px solid rgba(122, 193, 66, 0.3);
}

.footer-minimal {
  background: linear-gradient(160deg, #0b2d56 0%, #274f73 100%) !important;
}

@media (max-width: 991px) {
  .hero-overlay-card {
    bottom: 2rem;
  }

  .hero-card-content {
    margin: 0 0.5rem;
    padding: 1rem;
  }

  .hero .carousel-item {
    min-height: 520px;
  }
}

/* ===============================
   CLEAN CORPORATIVO 2026
================================ */
.hero,
.hero-slide-1,
.hero-slide-2,
.hero-slide-3,
.hero-benefits {
  background-image: none !important;
}

.hero-clean {
  background:
    linear-gradient(
      180deg,
      rgba(0, 42, 92, 0.04) 0%,
      rgba(45, 89, 128, 0.08) 60%,
      rgba(122, 193, 66, 0.07) 100%
    ),
    #f7f9fb;
  padding-top: 6.5rem !important;
}

.hero-clean-kicker {
  display: inline-block;
  background: rgba(0, 42, 92, 0.12);
  color: var(--azul);
  font-size: 0.78rem;
  border-radius: 999px;
  padding: 0.3rem 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  font-weight: 700;
}

.hero-clean-title {
  font-family: "Merriweather", Georgia, serif;
  color: var(--azul);
  margin-top: 0.8rem;
  font-size: clamp(1.8rem, 3vw, 2.8rem);
  line-height: 1.2;
}

.hero-clean-subtitle {
  color: #4b5563;
  max-width: 650px;
  font-size: 1.05rem;
}

.btn-clean-primary,
.btn-clean-secondary {
  border-radius: 999px;
  padding: 0.65rem 1.15rem;
  font-weight: 700;
  text-decoration: none;
}

.btn-clean-primary {
  background: var(--verde);
  color: #143116;
  border: 1px solid rgba(0, 0, 0, 0.06);
}

.btn-clean-secondary {
  background: #fff;
  color: var(--azul);
  border: 1px solid rgba(0, 42, 92, 0.2);
}

.hero-clean-panel {
  background: #ffffff;
  border-radius: 16px;
  padding: 1.2rem;
  border: 1px solid #dce3ea;
  box-shadow: 0 12px 24px rgba(10, 20, 30, 0.08);
  display: grid;
  gap: 0.7rem;
}

.hero-metric {
  background: #f7fafc;
  border: 1px solid #e4ebf1;
  border-left: 4px solid var(--acento);
  border-radius: 12px;
  padding: 0.7rem 0.8rem;
}

.hero-metric span {
  display: block;
  font-size: 0.78rem;
  color: #64748b;
  text-transform: uppercase;
  letter-spacing: 0.35px;
}

.hero-metric strong {
  color: var(--azul);
}

.feature-clean-card {
  background: #fff;
  border: 1px solid #dbe3ea;
  border-radius: 14px;
  padding: 1rem;
  height: 100%;
  box-shadow: 0 8px 18px rgba(10, 20, 30, 0.05);
}

.feature-clean-card h3 {
  color: var(--azul);
  font-size: 1.1rem;
  margin-bottom: 0.4rem;
}

.feature-clean-card p {
  color: #4b5563;
  font-size: 0.95rem;
  margin-bottom: 0;
}

.mini-banners {
  background: #fff;
  border: 1px solid #dbe3ea;
  border-radius: 16px;
  padding: 1rem;
}

.mini-banners-title {
  color: var(--azul);
  font-size: 1rem;
  margin-bottom: 0.8rem;
}

.mini-banner-item {
  border: 1px solid #e2e8f0;
  border-radius: 12px;
  background: #f8fafc;
  min-height: 84px;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}

.mini-banner-item img {
  width: 100%;
  height: 84px;
  object-fit: cover;
}

.news-clean {
  background: #f7fafc;
}

.news-kicker {
  color: #4f7c9f;
  font-weight: 700;
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.35px;
}

.news-card-clean {
  background: #fff;
  border: 1px solid #dbe3ea;
  border-radius: 12px;
  padding: 1rem;
  box-shadow: 0 8px 16px rgba(0, 0, 0, 0.04);
}

.news-card-clean h3 {
  color: var(--azul);
  font-size: 1.03rem;
  margin-bottom: 0.4rem;
}

.news-card-clean p {
  color: #4b5563;
  margin-bottom: 0;
  font-size: 0.93rem;
}

.news-date {
  display: inline-block;
  margin-bottom: 0.6rem;
  background: rgba(122, 193, 66, 0.18);
  color: #315115;
  border-radius: 999px;
  padding: 0.2rem 0.55rem;
  font-size: 0.75rem;
  font-weight: 700;
}

.news-empty {
  padding: 1rem;
  border-radius: 12px;
  border: 1px dashed #b2b7bb;
  color: #475569;
  background: #fff;
}

.servicios-digitales {
  background: #ffffff;
  border-top: 1px solid #e8edf3;
}

.hero-clean {
  background: #f3f6f9;
}

.service-formal-card {
  background: #ffffff;
  border: 1px solid #dbe3eb;
  border-radius: var(--radius-base);
  overflow: hidden;
  box-shadow: 0 10px 20px rgba(15, 35, 52, 0.06);
}

.service-formal-media {
  padding: 0.8rem;
  border-bottom: 1px solid #e5ebf1;
  background: #f8fafc;
  display: flex;
  justify-content: center;
}

.service-formal-media img {
  max-height: 190px;
  object-fit: contain;
}

.service-formal-media-dual {
  gap: 0.6rem;
}

.service-formal-media-dual img {
  max-height: 160px;
}

.service-formal-body {
  padding: 1rem;
}

.service-formal-body h3 {
  color: var(--azul);
  font-size: 1.1rem;
  margin-bottom: 0.45rem;
}

.service-formal-body p {
  color: #526173;
}

.footer-formal {
  background: var(--footer-bg);
  color: #34495f;
}

.footer-formal-title {
  color: #133b62;
  font-weight: 800;
  margin-bottom: 0.8rem;
  font-size: 0.9rem;
  text-transform: uppercase;
  letter-spacing: 0.4px;
}

.footer-formal-text {
  color: #5a6878;
  font-size: 0.92rem;
}

.footer-formal-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 0.45rem;
}

.footer-formal-list a,
.footer-link-inline {
  color: #365571;
  text-decoration: none;
  font-size: 0.88rem;
}

.footer-formal-list a:hover,
.footer-link-inline:hover {
  color: #0f3a63;
}

.footer-social-link {
  width: 34px;
  height: 34px;
  border-radius: 50%;
  border: 1px solid #bfd0df;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: #335777;
  background: #fff;
  text-decoration: none;
}

.footer-social-link:hover {
  color: #0e3359;
  border-color: #8fb1cc;
}

.btn-footer-doc {
  background: #ffffff;
  border: 1px solid #ccd8e3;
  color: #244b70;
  font-weight: 600;
  text-align: left;
}

.btn-footer-doc:hover {
  background: #edf3f8;
  color: #123c64;
}

.footer-dropdown-clean {
  border: 1px solid #d3dee8;
  box-shadow: 0 10px 20px rgba(12, 32, 52, 0.12);
}

.footer-dropdown-clean .dropdown-item {
  color: #35546f;
  font-size: 0.86rem;
}

.footer-dropdown-clean .dropdown-item:hover {
  background: #eef4f9;
  color: #123e66;
}

.footer-formal-bottom {
  border-top: 1px solid #d8e0e8;
  color: #5f6f80;
  font-size: 0.8rem;
}

@media (max-width: 991px) {
  .navbar-formal {
    background: #ffffff !important;
  }

  .nav-cta-wrap {
    flex-direction: column;
    margin-top: 0.6rem;
  }
}

.formal-page {
  background: transparent;
}

.formal-hero-image {
  background: #fff;
  border: 1px solid #dbe3ea;
  border-radius: var(--radius-base);
  padding: 0.6rem;
  box-shadow: 0 8px 18px rgba(10, 20, 30, 0.06);
  margin-top: 1.2rem;
}

.formal-hero-image img {
  width: 100%;
  max-height: 380px;
  object-fit: cover;
  border-radius: calc(var(--radius-base) - 4px);
}

.formal-title-block {
  background: #fff;
  border: 1px solid #dbe3ea;
  border-left: 5px solid var(--azul);
  border-radius: var(--radius-base);
  padding: 1.1rem 1.2rem;
  margin-top: 1rem;
}

.formal-title-block h1,
.formal-title-block h2 {
  color: var(--azul);
}

.formal-title-block p {
  color: #556677;
}

/* ================================================================
   FORMULARIOS – ESTILOS COMPARTIDOS (Reclamos, Privacidad, Denuncias)
   ================================================================ */

/* ── Cajas de formulario principal ── */
.reclamos-main {
  background: var(--superficie, #f5f7fa);
  min-height: 400px;
}

.reclamos-form-box {
  background: #fff;
  border-radius: 18px;
  border: 1px solid #e4ecf5;
  box-shadow: 0 6px 28px rgba(0, 42, 92, 0.09);
  overflow: hidden;
}

.reclamos-form-box .form-section-title {
  font-size: 0.82rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--azul);
  margin-bottom: 1rem;
  padding-bottom: 0.5rem;
  border-bottom: 2px solid rgba(0, 42, 92, 0.08);
  display: flex;
  align-items: center;
  gap: 0.4rem;
}

/* ── Caja de éxito ── */
.reclamos-success-box {
  background: #fff;
  border-radius: 20px;
  border: 1px solid #e4ecf5;
  box-shadow: 0 8px 32px rgba(0, 42, 92, 0.1);
  padding: 3rem 2rem;
  text-align: center;
}
.reclamos-success-icon {
  font-size: 3.5rem;
  display: block;
  margin-bottom: 1rem;
  line-height: 1;
}
.reclamos-success-box h2 {
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--azul);
  margin-bottom: 0.5rem;
}
.reclamos-success-message {
  color: var(--texto-suave);
  font-size: 0.95rem;
  line-height: 1.6;
  max-width: 460px;
  margin: 0 auto 1.5rem;
}
.reclamos-reference-box {
  background: var(--superficie);
  border: 1.5px solid var(--borde);
  border-radius: 12px;
  padding: 1.2rem 1.5rem;
  margin: 1.5rem auto;
  max-width: 420px;
}
.reclamos-success-mail {
  color: var(--texto-suave);
  font-size: 0.85rem;
  margin-top: 0.5rem;
}
.reclamos-next-steps {
  background: rgba(0, 42, 92, 0.04);
  border-radius: 12px;
  padding: 1.2rem 1.5rem;
  margin: 1.5rem auto;
  max-width: 460px;
  text-align: left;
}
.reclamos-next-steps h4 {
  font-size: 0.9rem;
  font-weight: 800;
  color: var(--azul);
  margin-bottom: 0.75rem;
}
.reclamos-next-steps ol {
  padding-left: 1.2rem;
  margin: 0;
  color: var(--texto-suave);
  font-size: 0.85rem;
  display: grid;
  gap: 0.4rem;
}
.reclamos-actions {
  display: flex;
  gap: 0.75rem;
  justify-content: center;
  flex-wrap: wrap;
  margin-top: 1.5rem;
}

/* ── Errores ── */
.reclamos-errors {
  background: #fff5f5;
  border: 1px solid #ffcdd2;
  border-radius: 12px;
  padding: 1rem 1.2rem;
}
.reclamos-error-item {
  font-size: 0.88rem;
  color: #c0392b;
  display: flex;
  align-items: center;
  gap: 0.4rem;
  padding: 0.3rem 0;
}
.reclamos-error-item + .reclamos-error-item {
  border-top: 1px solid rgba(192, 57, 43, 0.1);
}

/* ── Icono Hero lado derecho ── */
.reclamos-hero-img {
  text-align: center;
  padding: 1rem;
  opacity: 0.9;
}

/* ================================================================
   DENUNCIAS ANÓNIMAS – Tema Rojo #C41E3A
   ================================================================ */

/* Caja de éxito para denuncias (con acento rojo) */
.denuncia-success-box {
  background: #fff;
  border-radius: 20px;
  border: 1px solid #fce4e4;
  border-top: 4px solid #c41e3a;
  box-shadow: 0 8px 32px rgba(196, 30, 58, 0.08);
  padding: 3rem 2rem;
  text-align: center;
}

/* Tipos de denuncia – grid visual ── */
.denuncia-tipo-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(160px, 1fr));
  gap: 0.6rem;
}
.denuncia-tipo-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.3rem;
  padding: 0.8rem 0.5rem;
  border-radius: 12px;
  border: 2px solid #f0d0d5;
  background: #fff;
  cursor: pointer;
  transition: all 0.18s ease;
  font-size: 0.76rem;
  font-weight: 700;
  color: #8a5b63;
  text-align: center;
}
.denuncia-tipo-card:hover {
  border-color: #c41e3a;
  color: #c41e3a;
  background: rgba(196, 30, 58, 0.04);
}
.denuncia-tipo-card.selected {
  border-color: #c41e3a;
  background: rgba(196, 30, 58, 0.07);
  color: #c41e3a;
  box-shadow: 0 2px 10px rgba(196, 30, 58, 0.15);
}
.denuncia-tipo-card .tipo-icon {
  font-size: 1.5rem;
  line-height: 1;
}

/* Confidencialidad checkboxes ── */
.denuncia-conf-card {
  background: #fff9f9;
  border: 1.5px solid #f5c6cc;
  border-radius: 12px;
  padding: 1rem;
  display: flex;
  gap: 0.75rem;
  align-items: flex-start;
  cursor: pointer;
  transition: all 0.2s;
}
.denuncia-conf-card:hover {
  border-color: #c41e3a;
  background: #fff5f6;
}
.denuncia-conf-card input:checked ~ * {
  color: #c41e3a;
}
.denuncia-conf-icon {
  font-size: 1.4rem;
  flex-shrink: 0;
  color: #c41e3a;
}

/* Aviso anónimo ── */
.denuncia-anon-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  background: rgba(196, 30, 58, 0.08);
  color: #c41e3a;
  font-size: 0.75rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  padding: 0.3rem 0.8rem;
  border-radius: 999px;
  border: 1px solid rgba(196, 30, 58, 0.2);
  margin-bottom: 0.8rem;
}

/* Botón de envío rojo ── */
.denuncia-btn-send {
  width: 100%;
  padding: 0.9rem;
  background: linear-gradient(135deg, #c41e3a 0%, #8b1528 100%);
  color: #fff;
  border: none;
  border-radius: 12px;
  font-size: 0.95rem;
  font-weight: 800;
  cursor: pointer;
  transition:
    opacity 0.2s,
    transform 0.15s;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  box-shadow: 0 4px 16px rgba(196, 30, 58, 0.3);
}
.denuncia-btn-send:hover {
  opacity: 0.9;
  transform: translateY(-1px);
}

/* Info lateral ── */
.denuncia-info-card {
  background: #fff;
  border-radius: 16px;
  padding: 1.2rem;
  box-shadow: 0 2px 12px rgba(196, 30, 58, 0.08);
  border: 1px solid #f5c6cc;
}
.denuncia-info-card--shield {
  border-left: 4px solid #c41e3a;
}

/* ================================================================
   MEJORAS VISUALES GLOBALES – Cards más vistosas
   ================================================================ */

/* Borde superior con gradiente en feature-cards */
.feature-card {
  position: relative;
  overflow: hidden;
}
.feature-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--azul), var(--verde));
  opacity: 0;
  transition: opacity var(--t);
}
.feature-card:hover::before {
  opacity: 1;
}

/* Borde superior verde en news-cards */
.news-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--verde);
  border-radius: 14px 14px 0 0;
}

/* Service card hover mejorado */
.service-card:hover {
  transform: translateY(-4px);
}
.service-card:hover .service-card-media img {
  transform: scale(1.04);
}
.service-card-media img {
  transition: transform var(--t-slow);
}

/* Rate card – borde gradient top */
.rate-card {
  position: relative;
  overflow: hidden;
}
.rate-card::after {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--verde), var(--azul));
}

/* Inputs de formulario con focus colorido */
.form-control:focus,
.form-select:focus {
  border-color: var(--azul);
  box-shadow: 0 0 0 0.2rem rgba(0, 42, 92, 0.12);
}

/* Sección hero con gradiente suave en el fondo */
.hero-stat {
  border-left: 3px solid var(--verde);
}

/* Kicker de sección con gradiente */
.section-kicker {
  background: linear-gradient(
    135deg,
    rgba(0, 42, 92, 0.1),
    rgba(122, 193, 66, 0.1)
  );
  border-left: 2px solid var(--verde);
  border-radius: 0 999px 999px 0;
}

/* Botones hero más vistosos */
.btn-hero-primary {
  box-shadow: 0 4px 14px rgba(0, 42, 92, 0.25);
}
.btn-hero-primary:hover {
  box-shadow: 0 6px 20px rgba(0, 42, 92, 0.35);
}

/* Benefit card – acento superior */
.formal-benefit-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--azul), var(--verde));
}

/* ═══════════════════════════════════════════════════════════════
   CANALES DE ATENCIÓN RÁPIDA (QA BLOCK)
   ═══════════════════════════════════════════════════════════════ */
.qa-block {
  padding: 3rem 0;
  background: var(--superficie);
  border-top: 1px solid var(--borde);
  border-bottom: 1px solid var(--borde);
}

.qa-btn-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 0.8rem;
  padding: 1.8rem 1.2rem;
  background: var(--blanco);
  border: 1.5px solid var(--borde);
  border-radius: var(--radius-xl);
  text-decoration: none;
  color: inherit;
  transition: all var(--t-slow);
  box-shadow: var(--sombra-xs);
}

.qa-btn-card:hover {
  border-color: var(--verde);
  box-shadow: var(--sombra-md);
  transform: translateY(-4px);
}

.qa-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 56px;
  height: 56px;
  border-radius: var(--radius-lg);
  font-size: 1.6rem;
  transition: all var(--t);
}

.qa-btn-card:hover .qa-icon {
  transform: scale(1.12);
}

.qa-icon-blue {
  background: rgba(0, 42, 92, 0.12);
  color: var(--azul);
}

.qa-icon-red {
  background: rgba(220, 53, 69, 0.12);
  color: #dc3545;
}

.qa-icon-green {
  background: rgba(122, 193, 66, 0.12);
  color: var(--verde);
}

.qa-icon-acento {
  background: rgba(45, 89, 128, 0.12);
  color: var(--acento);
}

.qa-btn-label {
  display: block;
  font-family: var(--font-heading);
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--azul);
  margin: 0;
}

.qa-btn-desc {
  display: block;
  font-size: 0.8rem;
  color: var(--texto-suave);
  line-height: 1.4;
  margin: 0;
}

/* ═══════════════════════════════════════════════════════════════
   DESTACA TU COOPERATIVA (INFO-MEDIA BLOCK)
   ═══════════════════════════════════════════════════════════════ */
.info-media-block {
  padding: 3rem 0;
  background: var(--blanco);
}

.info-media-card {
  position: relative;
  overflow: hidden;
  background: var(--blanco);
  border: 1px solid var(--borde);
  border-radius: var(--radius-xl);
  box-shadow: var(--sombra-xs);
  transition: all var(--t-slow);
  height: 100%;
  display: flex;
  flex-direction: column;
}

.info-media-card:hover {
  box-shadow: var(--sombra-md);
  transform: translateY(-3px);
}

.info-media-card img {
  width: 100%;
  height: 180px;
  object-fit: cover;
  transition: transform var(--t-slow);
}

.info-media-card:hover img {
  transform: scale(1.05);
}

.info-media-card-body {
  padding: 1.4rem;
  display: flex;
  flex-direction: column;
  gap: 0.8rem;
  flex: 1;
}

.info-media-card-badge {
  display: inline-block;
  background: linear-gradient(
    135deg,
    rgba(0, 42, 92, 0.1),
    rgba(122, 193, 66, 0.1)
  );
  color: var(--azul);
  font-size: 0.68rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  padding: 0.28rem 0.6rem;
  border-radius: var(--radius-full);
  width: fit-content;
  border: 1px solid rgba(0, 42, 92, 0.2);
}

.info-media-card-title {
  font-family: var(--font-heading);
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--azul);
  line-height: 1.25;
  margin: 0;
}

.info-media-card-desc {
  font-size: 0.85rem;
  color: var(--texto-suave);
  line-height: 1.5;
  margin: 0;
}

.info-media-card-link {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-weight: 600;
  font-size: 0.85rem;
  color: var(--azul);
  text-decoration: none;
  transition: all var(--t);
  margin-top: auto;
}

.info-media-card-link:hover {
  color: var(--verde);
  gap: 0.6rem;
}

/* Cajero card hover mejorado */
.cajero-card:hover {
  border-color: rgba(0, 42, 92, 0.25);
}

/* Agencia card hover */
.agencia-card:hover {
  border-color: rgba(0, 42, 92, 0.2);
}

/* Footer social con hover más rico */
.footer-social a:hover {
  transform: translateY(-2px);
}

/* ── Responsive denuncias ── */
@media (max-width: 767px) {
  .denuncia-tipo-grid {
    grid-template-columns: repeat(3, 1fr);
  }
  .reclamos-success-box {
    padding: 2rem 1rem;
  }
  .reclamos-actions {
    flex-direction: column;
  }
  .reclamos-actions .btn {
    width: 100%;
  }
}
@media (max-width: 480px) {
  .denuncia-tipo-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

.formal-section {
  margin-top: 1rem;
  background: #fff;
  border: 1px solid #dbe3ea;
  border-radius: var(--radius-base);
  padding: 1.2rem;
}

.formal-section h2,
.formal-section h3 {
  color: var(--azul);
  margin-bottom: 0.9rem;
}

.formal-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 0.55rem;
}

.formal-list li {
  background: #f7fafc;
  border: 1px solid #e2e8ef;
  border-radius: 10px;
  padding: 0.55rem 0.7rem;
  color: #3f4f5f;
}

.formal-media {
  background: #f8fafc;
  border: 1px solid #e2e8ef;
  border-radius: var(--radius-base);
  padding: 0.5rem;
}

.formal-media img {
  border-radius: calc(var(--radius-base) - 4px);
}

.formal-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  padding: 0.65rem 1.05rem;
  text-decoration: none;
  font-weight: 700;
  background: var(--verde);
  color: #18331e;
  border: 1px solid rgba(0, 0, 0, 0.08);
}

.formal-cta:hover {
  background: #96cf68;
}

.formal-sim {
  margin-top: 1rem;
  background: linear-gradient(160deg, var(--azul), var(--acento));
  border-radius: var(--radius-base);
  padding: 1.1rem;
  color: #fff;
}

.formal-sim p {
  margin-bottom: 0;
  color: rgba(255, 255, 255, 0.9);
}

.formal-sim .formal-cta {
  background: #fff;
  color: var(--azul);
}

/* ===================== RECLAMOS FORMULARIO ===================== */
.reclamos-hero {
  background:
    radial-gradient(
      circle at 20% 30%,
      rgba(255, 255, 255, 0.08),
      transparent 40%
    ),
    radial-gradient(
      circle at 80% 70%,
      rgba(0, 198, 251, 0.15),
      transparent 40%
    ),
    linear-gradient(135deg, var(--azul) 0%, #1976d2 100%);

  color: var(--blanco);
  padding: 4rem 0;
  border-radius: 0 0 2rem 2rem;
  position: relative;
  overflow: hidden;
}
.reclamos-hero-title {
  font-size: 2.8rem;
  font-weight: 800;
  margin-bottom: 1rem;
  font-family: "Manrope", sans-serif;
}
.reclamos-hero-sub {
  font-size: 1.1rem;
  opacity: 0.95;
  margin-bottom: 0.5rem;
}
.reclamos-hero-desc {
  font-size: 0.95rem;
  opacity: 0.85;
}
.reclamos-hero-box {
  padding: 2rem;
  background: rgba(255, 255, 255, 0.1);
  border-radius: 12px;
  backdrop-filter: blur(10px);
}
.reclamos-hero-num {
  font-size: 3rem;
  font-weight: 800;
}
.reclamos-hero-days {
  font-size: 1rem;
  opacity: 0.95;
  margin-top: 0.5rem;
}
.reclamos-section {
  padding: 3rem 0;
}
.reclamos-pdf-box {
  background: var(--superficie);
  border-left: 5px solid var(--azul);
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.08);
}
.reclamos-pdf-title {
  color: var(--azul);
  font-weight: 700;
  margin-bottom: 0.5rem;
}
.reclamos-pdf-desc {
  font-size: 0.95rem;
  color: #37474f;
  margin: 0;
}
.reclamos-pdf-btn {
  white-space: nowrap;
}
.reclamos-alert-info {
  border-left: 5px solid var(--azul);
  background: #e3f2fd;
}
.reclamos-alert-icon {
  font-size: 1.5rem;
  color: var(--azul);
  flex-shrink: 0;
}
.reclamos-success-title {
  color: var(--azul);
  font-weight: 700;
  margin-bottom: 0.5rem;
}
.reclamos-success-num {
  margin-bottom: 0.5rem;
  font-size: 0.95rem;
}
.reclamos-success-mail {
  font-size: 0.85rem;
  color: var(--texto-suave);
  margin-bottom: 1.5rem;
}
.reclamos-btn-download {
  padding: 0.6rem 1.2rem;
  font-size: 0.9rem;
}

.d-none {
  display: none !important;
}

/* Radios de notificación para reclamos */
.reclamos-notif-radios {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
}

/* Caja de autorización reclamos */
.reclamos-autorizacion-box {
  background: rgba(122, 193, 66, 0.08);
  border-left: 3px solid #7ac142;
}

.reclamos-badge {
  display: inline-block;
  background: rgba(255, 255, 255, 0.15);
  padding: 0.3rem 0.7rem;
  border-radius: 999px;
  font-size: 0.75rem;
  margin-bottom: 0.6rem;
  font-weight: 600;
}

.reclamos-hero-features {
  display: flex;
  gap: 1rem;
  margin-top: 1rem;
  flex-wrap: wrap;
  font-size: 0.85rem;
}

.reclamos-hero-features span {
  background: rgba(255, 255, 255, 0.1);
  padding: 0.4rem 0.7rem;
  border-radius: 8px;
}
.reclamos-hero-box {
  padding: 1rem;
  background: rgba(255, 255, 255, 0.12);
  border-radius: 16px;
  backdrop-filter: blur(12px);
  border: 1px solid rgba(255, 255, 255, 0.2);

  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.2);

  transition: transform 0.3s ease;
}

.reclamos-hero-box:hover {
  transform: translateY(-5px);
}
.reclamos-kpi-label {
  font-size: 0.75rem;
  opacity: 0.8;
}

.reclamos-hero-num {
  font-size: 3.5rem;
  font-weight: 900;
}

.reclamos-kpi-footer {
  margin-top: 0.7rem;
  font-size: 0.8rem;
  background: rgba(122, 193, 66, 0.2);
  padding: 0.4rem;
  border-radius: 6px;
}

/* Card y campos de formulario para reclamos */
.card {
  border: 1px solid var(--borde);
  background: var(--blanco);
}
.form-control,
.form-select {
  border: 1px solid var(--borde);
  border-radius: 8px;
  font-size: 0.9rem;
  padding: 0.6rem 0.75rem;
}
.form-control:focus,
.form-select:focus {
  border-color: var(--azul);
  box-shadow: 0 0 0 0.15rem rgba(0, 42, 92, 0.1);
}
.form-label {
  font-weight: 600;
  color: var(--texto);
  font-size: 0.9rem;
  margin-bottom: 0.4rem;
}
@media (max-width: 768px) {
  .card {
    padding: 1.5rem;
  }
}
/* Errores y éxito */
.reclamos-success-icon {
  font-size: 2.5rem;
  display: block;
  margin-bottom: 1rem;
}
.reclamos-alert-error {
  border-left: 4px solid var(--peligro);
}
.reclamos-error-item {
  font-size: 0.9rem;
}
/* Sección detalles reclamo */
.reclamos-section-title {
  margin-top: 1.5rem;
}
.reclamos-grid-radios {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 0.75rem;
}
.reclamos-radio-label {
  font-size: 0.9rem;
}
.reclamos-tarjeta-box {
  background: #f8f9fa;
  padding: 1rem;
  border-radius: 8px;
  margin-bottom: 1rem;
  border-left: 4px solid var(--azul);
}
.reclamos-label-sm {
  font-size: 0.85rem;
}

.reclamos-form-wrapper {
  max-width: 900px;
  margin: auto;
}

.reclamos-card {
  background: #fff;
  border-radius: 16px;
  padding: 1.8rem;
  margin-bottom: 1.5rem;
  border: 1px solid #eaeaea;
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.04);
}

.reclamos-card-header {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-bottom: 1.5rem;
}

.reclamos-card-header span {
  background: var(--azul);
  color: #fff;
  width: 32px;
  height: 32px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
}

.reclamos-radio-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 10px;
}

.reclamos-radio-card {
  border: 1px solid #ddd;
  padding: 0.6rem;
  border-radius: 10px;
  cursor: pointer;
  transition: 0.2s;
}

.reclamos-radio-card:hover {
  border-color: var(--azul);
  background: #f5f9ff;
}

.reclamos-upload-box {
  border: 2px dashed #ccc;
  padding: 1.5rem;
  text-align: center;
  border-radius: 12px;
  cursor: pointer;
}

.reclamos-upload-box:hover {
  border-color: var(--azul);
}

.reclamos-submit-box {
  text-align: center;
  margin-top: 2rem;
}

/**/
/* =========================================================
   ELECCIONES 2026 - DOCUMENTOS
   SOLO AGREGAR A TU CSS
   ========================================================= */

.elecciones-docs-section {
  background: linear-gradient(180deg, #ffffff 0%, #f7f9fc 100%);
}

/* TITULOS */

.elecciones-docs-title {
  font-size: clamp(1.8rem, 3vw, 2.6rem);
  font-weight: 800;
  margin-bottom: 0.7rem;
}

.elecciones-docs-subtitle {
  max-width: 760px;
  margin: auto;
  color: var(--texto-suave);
  font-size: 1rem;
  line-height: 1.8;
}

/* BLOQUES */

.docs-block {
  background: #fff;
  border: 1px solid var(--borde);
  border-radius: 24px;
  padding: 2.2rem;
  box-shadow: var(--sombra-sm);
}

.docs-download-block {
  border-top: 4px solid var(--verde);
}

.docs-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  margin-bottom: 2rem;
  flex-wrap: wrap;
}

.docs-mini-kicker {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  color: var(--verde);
  margin-bottom: 0.4rem;
}

.docs-block-title {
  font-size: 1.45rem;
  font-weight: 800;
  margin: 0;
  color: var(--azul);
}

.docs-badge {
  background: rgba(0, 42, 92, 0.08);
  color: var(--azul);
  border-radius: 999px;
  padding: 0.6rem 1rem;
  font-size: 0.8rem;
  font-weight: 700;
}

.docs-badge-download {
  background: rgba(122, 193, 66, 0.12);
  color: #4f8d28;
}

/* =========================================
   CARD VISUALIZAR PDF
   ========================================= */

.document-card-view {
  height: 100%;
  background: #fff;
  border: 1px solid var(--borde);
  border-radius: 20px;
  padding: 2rem 1.5rem;
  transition: all 0.28s ease;
  position: relative;
  overflow: hidden;
}

.document-card-view::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 4px;
  background: linear-gradient(90deg, var(--azul), var(--verde));
  opacity: 0;
  transition: 0.3s;
}

.document-card-view:hover {
  transform: translateY(-5px);
  box-shadow: var(--sombra-md);
}

.document-card-view:hover::before {
  opacity: 1;
}

.document-card-icon {
  width: 72px;
  height: 72px;
  border-radius: 18px;
  background: linear-gradient(
    135deg,
    rgba(0, 42, 92, 0.08),
    rgba(122, 193, 66, 0.1)
  );

  display: flex;
  align-items: center;
  justify-content: center;

  margin-bottom: 1.3rem;
}

.document-card-icon i {
  font-size: 1.8rem;
  color: var(--azul);
}

.document-card-content h4 {
  font-size: 1.08rem;
  font-weight: 800;
  margin-bottom: 0.7rem;
}

.document-card-content p {
  color: var(--texto-suave);
  line-height: 1.7;
  font-size: 0.92rem;
  margin-bottom: 1.4rem;
}

/* BOTON VISUALIZAR */

.btn-doc-view {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;

  background: var(--azul);
  color: #fff;

  text-decoration: none;

  padding: 0.75rem 1.2rem;

  border-radius: 12px;

  font-size: 0.85rem;
  font-weight: 700;

  transition: 0.25s;
}

.btn-doc-view:hover {
  background: var(--acento);
  color: #fff;
  transform: translateY(-1px);
}

/* =========================================
   DESCARGAS
   ========================================= */

.document-download-card {
  background: #fff;
  border: 1px solid var(--borde);
  border-radius: 18px;

  padding: 1.4rem;

  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;

  transition: 0.25s ease;
  height: 100%;
}

.document-download-card:hover {
  box-shadow: var(--sombra-sm);
  transform: translateY(-3px);
}

.download-left {
  display: flex;
  align-items: center;
  gap: 1rem;
}

.download-icon {
  width: 64px;
  height: 64px;
  border-radius: 16px;

  background: linear-gradient(
    135deg,
    rgba(122, 193, 66, 0.15),
    rgba(0, 42, 92, 0.08)
  );

  display: flex;
  align-items: center;
  justify-content: center;

  flex-shrink: 0;
}

.download-icon i {
  font-size: 1.4rem;
  color: var(--verde);
}

.document-download-card h4 {
  margin: 0 0 0.35rem;
  font-size: 1rem;
  font-weight: 800;
}

.document-download-card p {
  margin: 0;
  color: var(--texto-suave);
  font-size: 0.88rem;
  line-height: 1.6;
}

/* BOTON DESCARGA */

.btn-doc-download {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;

  background: var(--verde);
  color: #fff;

  text-decoration: none;

  border-radius: 12px;

  padding: 0.75rem 1.1rem;

  font-size: 0.85rem;
  font-weight: 700;

  white-space: nowrap;

  transition: 0.25s;
}

.btn-doc-download:hover {
  background: #5ea82f;
  color: #fff;
  transform: translateY(-1px);
}

/* RESPONSIVE */

@media (max-width: 768px) {
  .docs-block {
    padding: 1.5rem;
  }

  .document-download-card {
    flex-direction: column;
    align-items: flex-start;
  }

  .btn-doc-download {
    width: 100%;
    justify-content: center;
  }
}

/**/
/* =========================================================
   BANNER PRINCIPAL
   ========================================================= */

.elecciones-banner {
  position: relative;
  overflow: hidden;
}

.elecciones-banner-img {
  width: 100%;
  height: 520px;
  object-fit: cover;
  display: block;
}

.banner-overlay {
  position: absolute;
  inset: 0;

  background: linear-gradient(
    180deg,
    rgba(0, 0, 0, 0.35) 0%,
    rgba(0, 0, 0, 0.55) 100%
  );

  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
}

.badge-elecciones {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;

  background: rgba(255, 255, 255, 0.14);
  backdrop-filter: blur(12px);

  border: 1px solid rgba(255, 255, 255, 0.25);

  color: #fff;

  padding: 0.7rem 1.3rem;

  border-radius: 999px;

  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 1px;

  margin-bottom: 1.5rem;
}

.banner-title {
  color: #fff;
  font-size: clamp(2.3rem, 5vw, 4rem);
  font-weight: 800;
  line-height: 1.1;

  margin-bottom: 1.2rem;

  text-shadow: 0 5px 18px rgba(0, 0, 0, 0.25);
}

.banner-subtitle {
  color: rgba(255, 255, 255, 0.92);

  font-size: 1.08rem;
  line-height: 1.9;

  max-width: 760px;
  margin: auto;
}

/* =========================================================
   CONTENIDO GENERAL
   ========================================================= */

.elecciones-section {
  position: relative;
  overflow: hidden;
}

.info-card,
.timeline-card,
.docs-block,
.legal-card,
.cta-card {
  background: #fff;
  border-radius: 24px;
  border: 1px solid rgba(15, 23, 42, 0.06);
}

/* =========================================================
   INTRODUCCIÓN
   ========================================================= */

.info-card {
  padding: 3rem;
  box-shadow: 0 15px 40px rgba(15, 23, 42, 0.05);
}

.info-card p {
  color: #64748b;
  line-height: 2;
  font-size: 1rem;
  margin-bottom: 1.2rem;
}

.section-title {
  font-size: clamp(1.9rem, 4vw, 2.7rem);
  font-weight: 800;
  color: #0f172a;

  margin-bottom: 1.5rem;

  letter-spacing: -0.5px;
}

/* =========================================================
   TARJETAS LEGALES
   ========================================================= */

.legal-card {
  position: relative;
  overflow: hidden;

  padding: 2.5rem 2rem;

  transition: 0.35s ease;

  box-shadow: 0 10px 35px rgba(15, 23, 42, 0.05);
}

.legal-card::before {
  content: "";

  position: absolute;
  top: 0;
  left: 0;

  width: 100%;
  height: 5px;

  background: linear-gradient(90deg, #003b75, #7ac142);
}

.legal-card:hover {
  transform: translateY(-6px);

  box-shadow: 0 20px 45px rgba(15, 23, 42, 0.1);
}

.legal-icon {
  width: 80px;
  height: 80px;

  border-radius: 22px;

  background: linear-gradient(
    135deg,
    rgba(0, 59, 117, 0.1),
    rgba(122, 193, 66, 0.12)
  );

  display: flex;
  align-items: center;
  justify-content: center;

  margin-bottom: 1.5rem;
}

.legal-icon i {
  font-size: 2rem;
  color: #003b75;
}

.legal-card h3 {
  font-size: 1.35rem;
  font-weight: 800;
  color: #0f172a;

  margin-bottom: 1rem;
}

.legal-card p {
  color: #64748b;
  line-height: 1.9;
  margin: 0;
}

/* =========================================================
   TIMELINE
   ========================================================= */

.timeline-card {
  padding: 3rem;

  box-shadow: 0 15px 40px rgba(15, 23, 42, 0.05);
}

.timeline {
  position: relative;
  margin-top: 2rem;
}

.timeline::before {
  content: "";

  position: absolute;

  top: 0;
  left: 34px;

  width: 2px;
  height: 100%;

  background: linear-gradient(180deg, #003b75, #7ac142);
}

.timeline-item {
  position: relative;

  display: flex;
  gap: 1.5rem;

  margin-bottom: 2.5rem;
}

.timeline-item:last-child {
  margin-bottom: 0;
}

.timeline-icon {
  width: 70px;
  height: 70px;

  border-radius: 50%;

  background: linear-gradient(135deg, #003b75, #0d4f92);

  display: flex;
  align-items: center;
  justify-content: center;

  position: relative;
  z-index: 2;

  flex-shrink: 0;

  box-shadow: 0 10px 25px rgba(0, 59, 117, 0.25);
}

.timeline-icon i {
  color: #fff;
  font-size: 1.4rem;
}

.timeline-content {
  padding-top: 0.3rem;
}

.timeline-date {
  display: inline-flex;
  align-items: center;

  background: rgba(122, 193, 66, 0.12);

  color: #5f9832;

  padding: 0.5rem 0.9rem;

  border-radius: 999px;

  font-size: 0.8rem;
  font-weight: 700;

  margin-bottom: 0.9rem;
}

.timeline-content h4 {
  font-size: 1.2rem;
  font-weight: 800;
  color: #0f172a;

  margin-bottom: 0.7rem;
}

.timeline-content p {
  color: #64748b;
  line-height: 1.8;
  margin: 0;
}

/* =========================================================
   DOCUMENTOS
   ========================================================= */

.elecciones-docs-section {
  margin-top: 1rem;
}

.docs-block {
  padding: 2.5rem;

  box-shadow: 0 15px 40px rgba(15, 23, 42, 0.05);
}

.docs-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;

  margin-bottom: 2rem;

  flex-wrap: wrap;
}

.docs-mini-kicker {
  display: inline-block;

  font-size: 0.74rem;
  font-weight: 800;
  letter-spacing: 1px;

  color: #7ac142;

  margin-bottom: 0.4rem;
}

.docs-block-title {
  font-size: 1.5rem;
  font-weight: 800;
  color: #0f172a;

  margin: 0;
}

.docs-badge {
  background: rgba(0, 59, 117, 0.08);

  color: #003b75;

  padding: 0.7rem 1rem;

  border-radius: 999px;

  font-size: 0.82rem;
  font-weight: 700;
}

.docs-badge-download {
  background: rgba(122, 193, 66, 0.12);
  color: #5c9630;
}

/* =========================================================
   CARDS VISUALIZAR
   ========================================================= */

.document-card-view {
  height: 100%;

  border: 1px solid rgba(15, 23, 42, 0.08);

  border-radius: 22px;

  padding: 2rem;

  background: #fff;

  transition: 0.35s ease;

  position: relative;
  overflow: hidden;
}

.document-card-view::before {
  content: "";

  position: absolute;
  top: 0;
  left: 0;

  width: 100%;
  height: 4px;

  background: linear-gradient(90deg, #003b75, #7ac142);

  transform: scaleX(0);
  transform-origin: left;

  transition: 0.35s ease;
}

.document-card-view:hover {
  transform: translateY(-6px);

  box-shadow: 0 18px 40px rgba(15, 23, 42, 0.1);
}

.document-card-view:hover::before {
  transform: scaleX(1);
}

.document-card-icon {
  width: 75px;
  height: 75px;

  border-radius: 20px;

  background: linear-gradient(
    135deg,
    rgba(0, 59, 117, 0.08),
    rgba(122, 193, 66, 0.1)
  );

  display: flex;
  align-items: center;
  justify-content: center;

  margin-bottom: 1.5rem;
}

.document-card-icon i {
  font-size: 1.8rem;
  color: #003b75;
}

.document-card-content h4 {
  font-size: 1.1rem;
  font-weight: 800;
  color: #0f172a;

  margin-bottom: 0.8rem;
}

.document-card-content p {
  color: #64748b;
  line-height: 1.8;
  font-size: 0.95rem;

  margin-bottom: 1.5rem;
}

.btn-doc-view {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;

  background: #003b75;
  color: #fff;

  text-decoration: none;

  padding: 0.85rem 1.2rem;

  border-radius: 14px;

  font-size: 0.85rem;
  font-weight: 700;

  transition: 0.25s ease;
}

.btn-doc-view:hover {
  background: #0d4f92;
  color: #fff;

  transform: translateY(-2px);
}

/* =========================================================
   DESCARGAS
   ========================================================= */

.docs-download-block {
  border-top: 5px solid #7ac142;
}

.document-download-card {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;

  border: 1px solid rgba(15, 23, 42, 0.08);

  border-radius: 20px;

  padding: 1.5rem;

  transition: 0.3s ease;

  height: 100%;
}

.document-download-card:hover {
  transform: translateY(-4px);

  box-shadow: 0 15px 35px rgba(15, 23, 42, 0.08);
}

.download-left {
  display: flex;
  align-items: center;
  gap: 1rem;
}

.download-icon {
  width: 68px;
  height: 68px;

  border-radius: 18px;

  background: linear-gradient(
    135deg,
    rgba(122, 193, 66, 0.14),
    rgba(0, 59, 117, 0.08)
  );

  display: flex;
  align-items: center;
  justify-content: center;

  flex-shrink: 0;
}

.download-icon i {
  font-size: 1.5rem;
  color: #7ac142;
}

.document-download-card h4 {
  font-size: 1rem;
  font-weight: 800;
  color: #0f172a;

  margin-bottom: 0.4rem;
}

.document-download-card p {
  color: #64748b;
  font-size: 0.92rem;
  line-height: 1.7;
  margin: 0;
}

.btn-doc-download {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;

  background: #7ac142;
  color: #fff;

  text-decoration: none;

  padding: 0.85rem 1.2rem;

  border-radius: 14px;

  font-size: 0.84rem;
  font-weight: 700;

  white-space: nowrap;

  transition: 0.25s ease;
}

.btn-doc-download:hover {
  background: #689f37;
  color: #fff;

  transform: translateY(-2px);
}

/* =========================================================
   CTA FINAL
   ========================================================= */

.cta-elecciones {
  margin-top: 5rem;
}

.cta-card {
  position: relative;
  overflow: hidden;

  background: linear-gradient(135deg, #003b75 0%, #0b4b89 100%);

  padding: 4rem 3rem;

  text-align: center;

  box-shadow: 0 25px 60px rgba(0, 59, 117, 0.18);
}

.cta-card::before {
  content: "";

  position: absolute;

  width: 320px;
  height: 320px;

  border-radius: 50%;

  background: rgba(255, 255, 255, 0.05);

  top: -120px;
  right: -100px;
}

.cta-card h2 {
  color: #fff;

  font-size: clamp(1.8rem, 4vw, 2.8rem);
  font-weight: 800;

  margin-bottom: 1rem;

  position: relative;
  z-index: 2;
}

.cta-card p {
  color: rgba(255, 255, 255, 0.88);

  font-size: 1rem;
  line-height: 1.9;

  max-width: 700px;
  margin: auto auto 2rem;

  position: relative;
  z-index: 2;
}

.cta-buttons {
  display: flex;
  justify-content: center;
  gap: 1rem;
  flex-wrap: wrap;

  position: relative;
  z-index: 2;
}

.btn-elecciones-primary,
.btn-elecciones-secondary {
  display: inline-flex;
  align-items: center;
  justify-content: center;

  text-decoration: none;

  padding: 1rem 1.6rem;

  border-radius: 14px;

  font-weight: 700;

  transition: 0.25s ease;
}

.btn-elecciones-primary {
  background: #fff;
  color: #003b75;
}

.btn-elecciones-primary:hover {
  background: #f1f5f9;
  color: #003b75;

  transform: translateY(-2px);
}

.btn-elecciones-secondary {
  border: 1px solid rgba(255, 255, 255, 0.25);
  color: #fff;

  background: rgba(255, 255, 255, 0.06);
  backdrop-filter: blur(10px);
}

.btn-elecciones-secondary:hover {
  background: rgba(255, 255, 255, 0.14);
  color: #fff;

  transform: translateY(-2px);
}

/* =========================================================
   RESPONSIVE
   ========================================================= */

@media (max-width: 991px) {
  .info-card,
  .timeline-card,
  .docs-block {
    padding: 2rem;
  }

  .timeline::before {
    left: 30px;
  }
}

@media (max-width: 768px) {
  .elecciones-banner-img {
    height: 420px;
  }

  .timeline-item {
    gap: 1rem;
  }

  .timeline-icon {
    width: 60px;
    height: 60px;
  }

  .timeline::before {
    left: 29px;
  }

  .document-download-card {
    flex-direction: column;
    align-items: flex-start;
  }

  .btn-doc-download {
    width: 100%;
    justify-content: center;
  }

  .cta-card {
    padding: 3rem 1.5rem;
  }
}

@media (max-width: 576px) {
  .banner-title {
    font-size: 2rem;
  }

  .banner-subtitle {
    font-size: 0.95rem;
  }

  .info-card,
  .timeline-card,
  .docs-block {
    padding: 1.5rem;
    border-radius: 20px;
  }

  .document-card-view {
    padding: 1.5rem;
  }
}